117 S Summit St, Wheaton, IL 60187 Property Records

DuPage County property record for 117 S Summit St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1957
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individuals on Record
Last Sale	$360,000 (May 2023)
Tax Bill	$6,531 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-15-304-003`

Property Details

APN / Parcel Number

Primary APN	`05-15-304-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	12.8 ft deep x 6.5 ft wide
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	117 S SUMMIT ST
City	WHEATON
State	IL
Zip	60187-5844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MC INTOSH LORRAINE RD SUB
Legal Subdivision	MC INTOSH LORRAINE RD SUB
Legal Block	6
Legal Lot Number	20
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	4
Census Block	4009
Census Tract	842400

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	117 S SUMMIT ST, WHEATON, IL 60187-5844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Sep 19, 2017	Deed of Trust, Mortgage · Line of Credit WHEATON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Deed Document Number	202329585
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000024630
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 16, 2026
Property Address	117 S SUMMIT ST, WHEATON, IL 60187-5844
Document Number	0000024630
Instrument Date	Apr 10, 2026
Instrument	202624630
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 S SUMMIT ST, WHEATON, IL 60187-5844

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 15, 2023
Property Address	117 S SUMMIT ST, WHEATON, IL 60187-5844
Document Number	0000029585
Map Reference	DOC 202765
Instrument Date	May 2, 2023
Instrument	R2023-029585
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 S SUMMIT ST, WHEATON, IL 60187-5844

Mortgage

Document Number	0000029586
Date	May 15, 2023
Instrument	R2023-029586

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate	6.62%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	117 S SUMMIT ST, WHEATON, IL 60187-5844
Document Number	0000102603
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 S SUMMIT ST WHEATON IL 601875844, WHEATON, IL 60187-5844

Mortgage

Document Number	0000102603
Date	Oct 4, 2017
Instrument	102603

Lender

Name	WHEATON BK&TR
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,531.00 (+2.56%)	$115,839 (+8.46%) Land $33,476 Building $82,363	$347,517 (+8.46%) Land $100,428 Building $247,089
2024	$6,368.00 (+5.82%)	$106,804 (+14.95%) Land $30,865 Building $75,939	$320,412 (+14.95%) Land $92,595 Building $227,817
2022	$6,018.00 Homeowner's exemption	$92,910 Land $26,850 Building $66,060	$278,730 Land $80,550 Building $198,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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