117 S Stream Dr, Elkton, MD 21921 Property Records

Cecil County property record for 117 S Stream Dr, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 2012
Square Footage2,504 sqft Total Area
Lot Size8,986 sqft (0.206 acres)
GarageMixed, 392 sqft
OccupancyOwner Occupied
Last Sale$385,000 (2022)
Tax Bill$6,101.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-125823
Alternative APN
  • 125823

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,504 sqft Total Area
Basement Area650 sqft Basement
Finished Basement650 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,986 sqft (0.206 acres)
Parking Spaces1 Parking Spaces
Garage TypeMixed Garage
Garage Area392 sqft Garage
Deck Area384 sqft Deck
PorchOpen Porch
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number125823
Street Address117 S STREAM DR
CityELKTON
StateMD
Zip21921-6720
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 - .21 ACRE 117 SOUTH STREAM DRIVE SOUTH STREAM
Legal SubdivisionSOUTH STREAM
Legal Lot Number9
JurisdictionCECIL MD
Minor Civil Division3, ELKTON
Census Blockgroup1
Census Block1014
Census Tract30505

Owner

Source: Cecil County records · APN 03-125823

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address117 S STREAM DR, ELKTON, MD 21921-6720
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Apr 24, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Feb 11, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Mar 17, 2022Special Warranty Deed, Transfer · Conventional Mortgage
CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Prior SaleJan 23, 2013 · Amount on Record
Deed Book / Page5126 / 55
Record RefreshedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address117 S STREAM DR, ELKTON, MD 21921-6720
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 S STREAM DR, ELKTON, MD 21921-6720

Mortgage

Document Number0040260499
DateFeb 17, 2017
Book Page4026/499
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressCERRITOS, CA 90703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2047

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address117 S STREAM DR, ELKTON, MD 21921-6720
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043890144
DateApr 24, 2019
Book Page4389/144
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address117 S STREAM DR, ELKTON, MD 21921-6720
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045490293
DateFeb 11, 2020
Book Page4549/293
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term352 Months
DueJun 01, 2049

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCECIL MD
Recording DateMar 17, 2022
Property Address117 S STREAM DR, ELKTON, MD 21921-6720
Document Number0051260055
Book / Page5126 / 55
Instrument DateNov 19, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanyINTEGRITY CLOSING COMPANY LLC, INTEGRITY T&E CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracySold for Taxes
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address117 S STREAM DR, ELKTON, MD 21921-6720

Mortgage

Document Number0000512661
DateMar 17, 2022
Instrument5126/61
Lender
NameCONTOUR MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$366,300 (+11.9%)$379,900 (+12.03%) Land $82,400 Building $297,500
2025$6,101.00 (+22.14%)
2023$4,995.00 (+40.55%)$327,333 (+3.73%)$339,100 (-) Land $82,400 Building $256,700
2022$3,554.00$315,567$339,100 Land $82,400 Building $256,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on S Stream Dr

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