117 S 20th St, Middlesboro, KY 40965 Property Records

Bell County property record for 117 S 20th St, Middlesboro, KY 40965

Property Summary

Property Type	Commercial
Details	540 sqft
Lot Size	0.09 acres (3,900 sqft)
Owner	2 Company Names on File
Last Sale	$22,500 (Dec 2012)
Tax Bill	$241 (2025)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`069-44-05-014.00`

Property Details

APN / Parcel Number

Primary APN	`069-44-05-014.00`
Alternative APNs	`14370` `10894`

Interior

Stories	1 Story
Building Area	540 sqft Total Area

Exterior

Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,900 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 39 ft wide

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	10894
Street Address	117 S 20TH ST
City	MIDDLESBORO
State	KY
Zip	40965-1211
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SE 11 (LOT 36 & PART 35)
Legal Lot Number	36
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2017
Census Tract	960600

Owner

117 S 20th St, a commercial property, is owned by a company that bought it in December 2012.

Source: Bell County records, as of October 1, 2026

Owner of Record	2 Company Names on File
Mailing Address	355 SANDERS RD, NEW TAZEWELL, TN 37825-2517
Owner Type	Company
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2012 · Amount on File
Deed Sale	Dec 17, 2012 · Amount on File
Prior Sale	Apr 30, 2010 · Amount on File
Deed Book / Page	358 / 289
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL KY
Recording Date	Sep 22, 2026
Property Address	117 S 20TH ST, MIDDLESBORO, KY 40965-1211
Document Number	0000296568
Book / Page	416 / 497
Instrument Date	Sep 22, 2026
Instrument	2026296568
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	355 SANDERS RD, NEW TAZEWELL, TN 37825-2517

Tax Assessment & Valuation

The 2025 property tax bill for 117 S 20th St was $241.

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$241.00	$22,500 Land $22,500	$22,500 Land $22,500
2023	$235.00	$22,500	$22,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 S 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	24 (1982–2021)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 S 20th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20