Carter County property record for 117 Ruby Harmon Rd, Elizabethton, TN 37643
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,072 sqft · built 1950 |
| Lot Size | 0.248 acres (10,812 sqft) |
| Owner | Company Name on File |
| Last Sale | $32,500 (Jan 2025) |
| Tax Bill | $326 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058H-D-010.00 |
| Primary APN | 058H-D-010.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| Gross Area | 1,152 sqft |
| 1st Floor Area | 1,072 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,812 sqft (0.248 acres) |
| Lot Dimensions | 110 ft deep x 114 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Finished Porch |
| Porch Area | 80 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 117 RUBY HARMON RD |
|---|---|
| City | ELIZABETHTON |
| State | TN |
| Zip | 37643-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 110MX115M IRR |
| Jurisdiction | CARTER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 70500 |
Source: Carter County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 817 WINCHESTER RD, LEXINGTON, KY 40505-3752 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 2, 2025 · Amount on Record |
| Deed Sale | Jan 2, 2025 · Amount on Record |
| Prior Sale | Dec 30, 2024 · Amount on Record |
| Deed Document Number | 20255 |
| Deed Book / Page | 585 / 564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER TN |
| Recording Date | Apr 24, 2026 |
| Property Address | 117 RUBY HARMON RD, ELIZABETHTON, TN 37643-7702 |
| Document Number | 0000002692 |
| Book / Page | 640 / 873 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20262692 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 117 RUBY HARMON RD, ELIZABETHTON, TN 37643-7702 |
| Document Number | 0000002692, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 640/873 |
| Instrument | 20262692 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Carter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $326.00 | $14,950 (-0.5%) Land $2,900 Building $12,050 | $59,800 (-0.5%) Land $11,600 Building $48,200 |
| 2024 | $326.00 (+6.89%) | ||
| 2023 | $15,025 (-) Land $2,900 Building $12,125 | ||
| 2022 | $305.00 | $15,025 Land $2,900 Building $12,125 | $60,100 (+0.5%) Land $11,600 Building $48,500 |
| 2021 | $59,800 Land $11,600 Building $48,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (2013–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIAM UTILITY DISTRICT serves 3,319 people · EPA ID TN0000633 |
|---|---|
| Water Source | Purchased surface water from WATAUGA RIVER REG WATER AUTH |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | ELIZABETHTON WATER DEPT |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures