117 Royal Way, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 117 Royal Way, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	5 ba · 952 sqft
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$133,300 (Jun 2021)
Tax Bill	$796 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3995-0005-0250-63`

Property Details

APN / Parcel Number

Primary APN	`3995-0005-0250-63`
Alternative APNs	`R000071205` `278654`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,186 sqft
1st Floor Area	840 sqft

Exterior

Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Parking Spaces	1 Parking Space
Porch	Covered Wood Porch
Porch Area	234 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	278654
Street Address	117 ROYAL WAY
City	TOOL
State	TX
Zip	75143-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23R AB 360 G HANCOCK SUR, ROYAL OAKS BLK E LT 23R (RE:LTS 23-25) REPLAT G/230
Legal Subdivision	ROYAL OAKS
Legal Block	E
Legal Lot Number	23R
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1058
Census Tract	950801

Owner

117 Royal Way is owned and occupied by two individuals who bought it in June 2021.

Source: Henderson County records, as of September 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	117 ROYAL WAY, TOOL, TX 75143-8307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Vendor's Lien, Transfer · FHA Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Oct 16, 2020	Vendor's Lien, Transfer · Construction Mortgage BTH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	202110687
Prior Transfer Date	Aug 4, 2008
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Jun 8, 2021
Property Address	117 ROYAL WAY, TOOL, TX 75143-8307
Document Number	202100010687
Map Reference	CAB G SL 230
Instrument Date	Jun 4, 2021
Instrument	2021-00010687
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	TIAGO TITLE LLC DALLAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 MAIN ST APT 310, 3300, DALLAS, TX 75226-2519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	117 ROYAL WAY, TOOL, TX 75143-8307

Mortgage

Document Number	202100010688
Date	Jun 8, 2021
Instrument	2021-00010688

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	202100010689
Date	Jun 8, 2021
Instrument	2021-00010689

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	38 Months
Due	Aug 4, 2024

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Oct 16, 2020
Property Address	117 ROYAL WAY, TOOL, TX 75143-8307
Document Number	202000016253
Map Reference	CAB B SL 124
Instrument Date	Oct 14, 2020
Instrument	2020-00016253
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	TIAGO TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5759 EAGLES NEST BLVD STE 4, 4, TYLER, TX 75703-6231

Mortgage

Document Number	202000016254
Date	Oct 16, 2020
Instrument	2020-00016254

Lender

Name	BTH BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jul 14, 2021

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,597	$108,972 Land $7,050 Building $101,922
2024	$796.00 (+7.71%)
2023	$739.00 (-73.07%) Homeowner's exemption	$88,096 Land $3,000 Building $92,938	$95,938 Land $3,000 Building $92,938
2022	$2,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Royal Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Royal Way is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed, Conquest Wireless, Nextlink, Verizon.

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