Stearns County property record for 117 River Oaks Dr, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,030 sqft · built 2001 |
| Lot Size | 0.309 acres (13,439 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Mar 2016) |
| Tax Bill | $3,928 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29703-0009 |
| Primary APN | 48-29703-0009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 2,030 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,439 sqft (0.309 acres) |
| Lot Dimensions | 151 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 117 RIVER OAKS DR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLK 001 RIVER OAKS VILLA SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 14 |
| Legal Subdivision | RIVER OAKS VILLA |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 11302 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 117 RIVER OAKS DR, COLD SPRING, MN 56320-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2016 · Amount on Record |
| Deed Sale | Mar 9, 2016 · Amount on Record |
| Prior Sale | Dec 20, 2010 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,928.00 (+20.94%) | ||
| 2025 | $331,800 (+4.27%) Land $52,000 Building $279,800 | $331,800 (+4.27%) Land $52,000 Building $279,800 | |
| 2023 | $3,248.00 | $318,200 Land $52,000 Building $266,200 | $318,200 Land $52,000 Building $266,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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