117 Ridgestone Dr, Central, SC 29630 Property Records

Pickens County property record for 117 Ridgestone Dr, Central, SC 29630 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,843 sqft · built 2008
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Oct 2025)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4045-08-99-8516`

Property Details

APN / Parcel Number

Primary APN	`4045-08-99-8516`
Alternative APN	`R0039007`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,843 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Built-in
Garage Area	1,287 sqft
Parking Spaces	5 Parking Spaces
Deck Area	183 sqft
Patio Area	684 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0039007
Old Parcel Number	4045 08 99 8516
Street Address	117 RIDGESTONE DR
City	CENTRAL
State	SC
Zip	29630-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREYSTONE CREEK LOT 025 PLAT 261/6 PLAT 239/4 PLAT 285/9,10
Legal Subdivision	GREYSTONE CREEK
Legal Block	99
Legal Lot Number	25
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1028
Census Tract	11101

Owner

Source: Pickens County records · APN 4045-08-99-8516

Assessment roll updated June 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	117 RIDGESTONE DR, CENTRAL, SC 29630-3603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed, Transfer · VA Mortgage USAA FSB
Aug 03, 2020	Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Aug 03, 2020 · Amount on Record
Deed Document Number	202516383
Deed Book / Page	2880 / 344
Record Updated	Jun 08, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 31, 2025
Property Address	117 RIDGESTONE DR, CENTRAL, SC 29630-3603
Document Number	0000016383
Book / Page	2880 / 344
Map Reference	MB 285 PG 9-10
Instrument Date	Oct 30, 2025
Instrument	202516383
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,833.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 RIDGESTONE DR, CENTRAL, SC 29630-3603

Mortgage

Document Number	0000016384
Date	Oct 31, 2025
Instrument	202516384

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Aug 03, 2020
Property Address	117 RIDGESTONE DR, CENTRAL, SC 29630-3603
Document Number	0000011216
Book / Page	2180 / 255
Map Reference	MB 285 PG 9&10
Instrument Date	Jul 30, 2020
Instrument	202011216
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 RIDGESTONE DR, CENTRAL, SC 29630-3603

Mortgage

Document Number	0000011217
Date	Aug 03, 2020
Instrument	202011217

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Pickens County records · Assessment roll updated June 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,411.00 (-67.58%)	$21,850 (+15%) Land $1,840 Building $20,010	$745,700 (+56.99%) Land $62,800 Building $682,900
2024	$7,436.00 (+230.78%)	$19,000 (-) Land $1,600 Building $17,400	$475,000 (-) Land $40,000 Building $435,000
2023	$2,248.00 (-1.92%)	$19,000 (-) Land $1,600 Building $17,400	$475,000 (-) Land $40,000 Building $435,000
2022	$2,292.00	$19,000 Land $1,600 Building $17,400	$475,000 Land $40,000 Building $435,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pickens County (45077C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450770111011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 35% of South Carolina
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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