OCEAN INVS TITLE CORPOR, OCEAN INVESTENTS TITLE CORP
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Severalty
Address
117 PROSPECT DR, BERLIN, MD 21811-2231
Mortgage
Document Number
0007927357
Date
Feb 4, 2021
Instrument
7927/357
Lender
Name
MCLEAN MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 1, 2051
April 2019: Deed, Transfer
Document Type
Deed
Jurisdiction
WORCESTER MD
Recording Date
Apr 17, 2019
Property Address
117 PROSPECT DR, BERLIN, MD 21811-2231
Document Number
0074000125
Book / Page
7400 / 125
Map Reference
MB SRB 246 PG 52
Instrument Date
Apr 15, 2019
Transaction Type
Transfer
Record Updated
May 3, 2022
Title Company
OCEAN INVESTMENTS TITLE CORP
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
117 PROSPECT DR, BERLIN, MD 21811-2231
Mortgage
Document Number
0007400131
Date
Apr 17, 2019
Instrument
7400/131
Lender
Name
GMH MORTGAGE SERVICES LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2049
Tax Assessment & Valuation
The 2026 property tax bill for 117 Prospect Dr was $5,332, up 7.7% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
Property Jurisdictions
Type
Name
State
Maryland
County
Worcester County
Municipality
Berlin Town
Unified School District
Worcester County Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$5,332.00 (+7.65%)
$305,033 (+5.71%)
$321,500 (-)Land $86,900Building $234,600
2025
$4,953.00Homeowner's exemption
$288,567
$321,500Land $86,900Building $234,600
2023
$4,828.00Homeowner's exemption
$270,567
$272,100Land $86,900Building $185,200
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 117 Prospect Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 22 policies
Nearby Flood Policies
22 in force
Nearby Flood Claims
6 (2003–2017)
Claims Outside the SFHA
5 of 6
Most Recent Claim
Aug 2017
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 117 Prospect Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood
0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source
Groundwater
Last State Inspection
Nov 2025
Lead
5 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025