117 Pine St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 117 Pine St, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,685 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$452,000 (Oct 2020)
Tax Bill	$6,636 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Z00140`

Property Details

APN / Parcel Number

Primary APN	`Z00140`
Alternative APNs	`LOWE M:104 B:4655 L:117` `M:000104 T:Z00140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,685 sqft Living Area
Gross Area	2,642 sqft
1st Floor Area	1,104 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	Z00140
Street Address	117 PINE ST
City	LOWELL
State	MA
Zip	01851-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	4655
Legal Lot Number	117
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1000
Census Tract	311500

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 PINE ST, LOWELL, MA 01851-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Quit Claim Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Oct 18, 2018	Quit Claim Deed, Transfer ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Book / Page	34814 / 176
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	34814-176
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 26, 2020
Property Address	117 PINE ST, LOWELL, MA 01851-3110
Document Number	34814-176
Book / Page	34814 / 176
Instrument Date	Oct 22, 2020
Instrument	53641
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 PINE ST, LOWELL, MA 01851-3110

Mortgage

Document Number	53642
Date	Oct 26, 2020
Instrument	53642

Lender

Name	BAY EQUITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 18, 2018
Property Address	117 PINE ST, LOWELL, MA 01851-3110
Document Number	32495-260
Book / Page	32495 / 260
Instrument	45727
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	324950264
Date	Oct 18, 2018
Instrument	32495/0264

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,636.00 (+6.38%)	$584,700 (+7.6%) Land $154,300 Building $430,400	$545,243 (+0.34%)
2025	$6,238.00 (+2.16%)	$543,400 (+5.99%) Land $144,200 Building $399,200	$543,400 (+3.44%)
2024	$6,106.00 (+5.6%)	$512,700 (+10.14%) Land $136,000 Building $376,700	$525,350
2023	$5,782.00	$465,500 Land $118,300 Building $347,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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