117 Palm Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 117 Palm Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,446 sqft · built 1949
Lot Size	0.195 acres (8,481 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Jun 2020)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-673500-000090`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-673500-000090`
Alternative APNs	`062926673500000090` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	1,170 sqft
1st Floor Area	1,170 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,481 sqft (0.195 acres)
Lot Dimensions	130 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	342 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	117 PALM DR
City	WINTER HAVEN
State	FL
Zip	33880-5336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LAKE SHIPP HEIGHTS UNIT 1 PB 33 PG 5 LOT 9
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE SHIPP HEIGHTS UNIT 01
Legal Tract	673500
Legal Block	1
Legal Lot Number	9
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1043
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 PALM DR, WINTER HAVEN, FL 33880-5336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Warranty Deed, Transfer · Conventional with PMI EQUITY RSRCS
May 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 22, 2019	Warranty Deed, Transfer CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING
Jun 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	2020126586
Deed Book / Page	11276 / 1521
Prior Transfer Date	May 23, 2020
Prior Transfer Doc	0000104331
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 25, 2020
Property Address	117 PALM DR, WINTER HAVEN, FL 33880-5336
Document Number	0112761521
Book / Page	011276 / 001521
Instrument Date	Jun 22, 2020
Instrument	126586
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 PALM DR WINTER HAVEN FL 338805336, WINTER HAVEN, FL 33880-5336

Mortgage

Document Number	112761523
Date	Jun 25, 2020
Book Page	011276/001523
Instrument	126587

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	May 26, 2020
Property Address	117 PALM DR, WINTER HAVEN, FL 33880-5336
Document Number	0112440418
Book / Page	011244 / 000418
Instrument Date	May 23, 2020
Instrument	104331
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8519 TERLIZZI CT ORLANDO FL 328368775, ORLANDO, FL 32836-8775

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 22, 2019
Property Address	117 PALM DR, WINTER HAVEN, FL 33880-5336
Document Number	0108161620
Book / Page	010816 / 001620
Instrument Date	Feb 10, 2019
Instrument	81137
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount Recorded
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8519 TERLIZZI CT ORLANDO FL 328368775, ORLANDO, FL 32836-8775

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 5, 2018
Property Address	117 PALM DR, WINTER HAVEN, FL 33880-5336
Document Number	0105051685
Book / Page	010505 / 001685
Instrument Date	May 29, 2018
Instrument	118861
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SHEPARD AVE DUNDEE FL 338384380, DUNDEE, FL 33838-4380

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,492 (+2.7%)	$193,849 (-10.73%) Land $13,500 Building $180,349
2025	$1,328.00 (-30.91%) Homeowner's exemption	$140,693 (+5.99%)	$217,156 (+5.19%) Land $13,500 Building $203,656
2024	$1,922.00 (+9.89%)
2023	$1,749.00 (+4.23%) Homeowner's exemption	$132,746 (+3%)	$206,443 (+23.22%) Land $13,000 Building $193,443
2022	$1,678.00 Homeowner's exemption	$128,880	$167,537 Land $11,000 Building $156,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Palm Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures