117 Overlook Dr, Queenstown, MD 21658 Property Records

Queen Anne's County property record for 117 Overlook Dr, Queenstown, MD 21658

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,672 sqft · built 1989
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Jul 2026)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit May 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-039207`

Property Details

APN / Parcel Number

Primary APN	`05-039207`
Alternative APNs	`5039207` `039207`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,672 sqft Total Area
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,031 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	039207
Street Address	117 OVERLOOK DR
City	QUEENSTOWN
State	MD
Zip	21658-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 5-1.152 ACRES OVERLOOK AT CARMICHAEL
Legal Subdivision	OVERLOOK AT CARMICHAEL
Legal Lot Number	5
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	5, QUEENSTOWN
Census Block Group	2
Census Block	2011
Census Tract	810600

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 OVERLOOK DR, QUEENSTOWN, MD 21658-1260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · Line of Credit CMG MORTGAGE INC
May 13, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT STATE BANK INC
May 2, 2017	Deed, Transfer · ARM PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Book / Page	4816 / 133
Prior Transfer Date	Dec 6, 2016
Prior Transfer Doc	0026180035
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jul 21, 2026
Property Address	117 OVERLOOK DR, QUEENSTOWN, MD 21658-1260
Document Number	4816000133
Book / Page	4816 / 133
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	ATLANTIC TITLE INC, ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 OVERLOOK DR, QUEENSTOWN, MD 21658-1260

Mortgage

Document Number	4816000139,
Date	Jul 21, 2026
Book Page	4816/139

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	117 OVERLOOK DR, QUEENSTOWN, MD 21658-1260
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 OVERLOOK DR, QUEENSTOWN, MD 21658-1260

Mortgage

Document Number	0043820265
Date	May 13, 2024
Book Page	4382/265

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	117 OVERLOOK DR, QUEENSTOWN, MD 21658-1260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027540049
Date	Aug 18, 2017
Book Page	2754/049
Instrument	2754-049

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	May 2, 2017
Property Address	117 OVERLOOK DR, QUEENSTOWN, MD 21658-1260
Document Number	0026850034
Book / Page	2685 / 034
Map Reference	MB MWM10 FO46
Instrument Date	Mar 17, 2017
Instrument	2685-034
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	CHANCELLOR TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 OVERLOOK DR, QUEENSTOWN, MD 21658-1260

Mortgage

Document Number	2685041
Date	May 2, 2017
Instrument	2685-041

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	371 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,000 (+6.21%)	$527,100 (-) Land $166,500 Building $360,600
2025	$4,418.00 (+11.62%) Homeowner's exemption	$468,900 (+11.58%)	$527,100 (+19.85%) Land $166,500 Building $360,600
2023	$3,958.00 Homeowner's exemption	$420,233	$439,800 Land $146,500 Building $293,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber.

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