117 Osage Dr, Montgomery, TX 77316 Property Records

Montgomery County property record for 117 Osage Dr, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 2017
Lot Size	0.573 acres (24,996 sqft)
Owner	2 Owner Names on File
Tax Bill	$2,475 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`6580-02-21200`

Property Details

APN / Parcel Number

Primary APN	`6580-02-21200`
Alternative APN	`R110457`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	24,996 sqft (0.573 acres)
Garage Type	Mixed
Garage Area	675 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	736 sqft
Patio Area	128 sqft
Canopy	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R110457
Street Address	117 OSAGE DR
City	MONTGOMERY
State	TX
Zip	77316-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S658002 - LAKE CONROE FOREST 02 (AKA AMENDING PLAT NO 1, BLOCK 1, LOT 1 FILE #2017010866), BLOCK 4A, LOT 29, 30, 31, 32
Legal Subdivision	LAKE CONROE FOREST 02
Legal Block	1,4A
Legal Lot Number	29-32 30
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1013
Census Tract	694402

Owner

Source: Montgomery County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	117 OSAGE DR, MONTGOMERY, TX 77316-4836
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Sep 13, 2017	Loan Modification, Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 8, 2005
Deed Sale	Aug 8, 2005
Deed Document Number	893.101282
Deed Book / Page	893.10 / 1282
Last Transfer Date	Aug 15, 2005
Transfer Doc	0000090394
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	117 OSAGE DR, MONTGOMERY, TX 77316-4836
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110024
Date	Dec 6, 2017
Instrument	2017110024

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	117 OSAGE DR, MONTGOMERY, TX 77316-4836
Document Number	0000085820
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 SHERWOOD FOREST ST MONTGOMERY TX 773165166, MONTGOMERY, TX 77316-5166

Mortgage

Document Number	0000085820
Date	Sep 22, 2017
Instrument	85820

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	ABILENE, TX 79604

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 21, 2018

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,722 (+8.62%) Land $68,234 Building $227,488	$295,722 (+1.2%) Land $68,234 Building $227,488
2024	$2,475.00 (-23.21%) Homeowner's exemption	$272,250 (+1%) Land $68,234 Building $223,979	$292,213 (+5.94%) Land $68,234 Building $223,979
2023	$3,223.00 Homeowner's exemption	$247,500 Land $68,230 Building $207,590	$275,820 Land $68,230 Building $207,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	13 (2015–2025)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims Severe Storms And Flooding, May 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE & SURREY ACRES WSC serves 54 people · EPA ID TX1700378
Water Source	Groundwater
Last State Inspection	Dec 2023
Also Mapped Here	LAKE BONANZA WSC
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Sep 2025 Lead public education Dec 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MSEC Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Consolidated Communications, Tachus.

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