Iredell County property record for 117 Oak Point Ln, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,308 sqft · built 2012 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Mar 2016) |
| Tax Bill | $2,126 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-93-3775.000 |
| Primary APN | 3774-93-3775.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,308 sqft Heated Area |
| Gross Area | 4,964 sqft |
| 1st Floor Area | 2,308 sqft |
| Basement Area | 1,474 sqft |
| Unfinished Basement | 1,474 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80033299 |
|---|---|
| Street Address | 117 OAK POINT LN |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L29 RIVERWALK SEC 5 PB 27-127-130 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 93 |
| Legal Lot Number | 29 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61101 |
117 Oak Point Ln is owned and occupied by an individual who bought it in March 2016.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 OAK POINT LN, STONY POINT, NC 28678-9046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2016 · Amount on File |
| Deed Sale | Mar 28, 2016 · Amount on File |
| Prior Sale | Jun 30, 2008 · Amount on File |
| Deed Book / Page | 2410 / 2170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 117 OAK POINT LN, STONY POINT, NC 28678-9046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0002839145 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 2839/145 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2046 |
The 2025 property tax bill for 117 Oak Point Ln was $2,126 with a veteran's exemption.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,230 (-) Land $27,000 Building $368,230 | $395,230 (-) Land $27,000 Building $368,230 | |
| 2025 | $2,126.00 Veteran's exemption | $395,230 (-) Land $27,000 Building $368,230 | $395,230 (-) Land $27,000 Building $368,230 |
| 2024 | $2,126.00 (-11.08%) Veteran's exemption | $395,230 (-) Land $27,000 Building $368,230 | $395,230 (-) Land $27,000 Building $368,230 |
| 2023 | $2,391.00 (+30.16%) | $395,230 (+39.53%) Land $27,000 Building $368,230 | $395,230 (+39.53%) Land $27,000 Building $368,230 |
| 2022 | $1,837.00 | $283,260 Land $18,000 Building $265,260 | $283,260 Land $18,000 Building $265,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Oak Point Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Oak Point Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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