117 Nottoway Dr, Stephens City, VA 22655 Property Records

Frederick County property record for 117 Nottoway Dr, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,120 sqft · built 1988
Lot Size	0.174 acres (1,600 sqft)
Owner	Company Name on File
Last Sale	$61,390 (Jun 2014)
Tax Bill	$1,064 (2026)
Deeds & Mortgages	Mar 2021 Refinance Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`86C1-2-129`

Property Details

APN / Parcel Number

Primary APN	`86C1-2-129`
Alternative APN	`8029188`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Gross Area	1,737 sqft
1st Floor Area	560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.174 acres)
Terrain	Rolling
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8029188
Street Address	117 NOTTOWAY DR
City	STEPHENS CITY
State	VA
Zip	22655-2705
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RP
Legal Description	NOTTOWAY L129 S2
Legal Subdivision	NOTTOWAY
Legal Lot Number	129
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2005
Census Tract	50804

Owner

117 Nottoway Dr, a townhouse, is owned by a company that bought it in June 2014.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	17090 QUAIL CREEK CIR, HAMILTON, VA 20158-3101
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LENDINGONE LLC
Apr 23, 2019	Deed of Trust, Mortgage · Conventional with PMI COMMERCIAL LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2014 · Amount on File
Deed Sale	Jun 6, 2014 · Amount on File
Deed Book / Page	1400 / 4415
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	117 NOTTOWAY DR, STEPHENS CITY, VA 22655-2705
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003850
Date	Mar 8, 2021
Instrument	210003850

Lender

Name	LENDINGONE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	117 NOTTOWAY DR, STEPHENS CITY, VA 22655-2705
Document Number	0000003908
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	ATLANTIC TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 NOTTOWAY DR STEPHENS CITY VA 226552705, STEPHENS CITY, VA 22655-2705

Mortgage

Document Number	0000003908
Date	Apr 29, 2019
Instrument	3908

Lender

Name	COMMERCIAL LNDG
Address	CLIFTON, VA 20124

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 117 Nottoway Dr was $1,064, up 10.5% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,064.00 (+10.49%)	$200,700 Land $68,000 Building $132,700	$200,700 Land $68,000 Building $132,700
2025	$963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Nottoway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Nottoway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINCHESTER serves 28,248 people · EPA ID VA2840500
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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