117 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 117 N State St, Concord, NH 03301

Property Summary

Property Type	Office Building
Details	3 ba · 4,221 sqft · built 1910
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Aug 2019)
Tax Bill	$17,920 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6414Z B:15`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6414Z B:15`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,221 sqft Total Area
Gross Area	7,241 sqft
1st Floor Area	2,302 sqft
Attic	Attic
Attic Area	1,382 sqft
Basement Area	1,425 sqft
Unfinished Basement	1,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	High Rise
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	117 N STATE ST
City	CONCORD
State	NH
Zip	03301-4407
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	RD
Legal Block	15
Legal Lot Number	3
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3046
Census Tract	32400

Owner

117 N State St, a commercial property, is owned by a company that bought it in August 2019.

Source: Merrimack County and Concord City records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	295 STUMPFIELD RD, CONTOOCOOK, NH 03229-2303
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Commercial Mortgage MILLYARD BANK
Aug 13, 2019	Warranty Deed, Transfer · Conventional Mortgage SAVINGS BK WALPOLE
Sep 6, 2017	Loan Modification, Mortgage BANK OF NH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Jan 18, 2008 · Amount on File
Deed Document Number	201914171
Deed Book / Page	3642 / 290
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	117 N STATE ST, CONCORD, NH 03301-4407
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004303
Date	Apr 8, 2024
Book Page	3853/66
Instrument	202400004303

Lender

Name	MILLYARD BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 13, 2019
Property Address	117 N STATE ST, CONCORD, NH 03301-4407
Document Number	0036420290
Book / Page	003642 / 000290
Instrument Date	Aug 12, 2019
Instrument	14171
Transaction Type	Transfer
Record Updated	Sep 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	162 BARTON CORNER RD HOPKINTON NH 032293406, HOPKINTON, NH 03229-3406

Mortgage

Document Number	36420292
Date	Aug 13, 2019
Book Page	003642/000292
Instrument	14172

Lender

Name	SAVINGS BK WALPOLE
Type	Federal Savings Bank
Address	KEENE, NH 03431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2044

Interest

Rate Type	Adjustable Rate

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONCORD CITY NH
Property Address	117 N STATE ST, CONCORD, NH 03301-4407
Document Number	0035701134
Book / Page	003570 / 001134
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 254 HOPKINTON NH 032290254, HOPKINTON, NH 03229-0254

Mortgage

Document Number	0035701134
Date	Sep 18, 2017
Book Page	003570/001134
Instrument	17537

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 117 N State St was $17,920.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,920.00	$615,600 Land $173,500 Building $442,100
2023	$16,648.00 (+3.75%)	$619,800 (-) Land $173,500 Building $446,300
2022	$16,047.00	$619,800 Land $173,500 Building $446,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 117 N State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 N State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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