117 N Penn St, O Fallon, IL 62269 Property Records

St. Clair County property record for 117 N Penn St, O Fallon, IL 62269

Property Summary

Property Type	Commercial
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Tax Bill	$614 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit
APN	`04-29-0-122-028`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-122-028`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	117 N PENN ST
City	O FALLON
State	IL
Zip	62269-1417
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	FUNKS A. P. LOT/SEC-19 2034-493
Legal Subdivision	FUNKS
Legal Block	122
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2003
Census Tract	504352

Owner

Source: St. Clair County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	109 N PENN ST, O FALLON, IL 62269-1417
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	117 N PENN ST, O FALLON, IL 62269-1417
Document Number	00A2639939
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 N PENN ST O FALLON IL 622691417, O FALLON, IL 62269-1417

Mortgage

Document Number	00A2639939
Date	Jan 22, 2020
Instrument	2639939

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 21, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.9%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$614.00	$8,429 (+22.55%) Land $8,429	$25,287 (+22.55%) Land $25,287
2022		$6,878 Land $6,878	$20,634 Land $20,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Apr 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Delta Communications, Verizon, WH i3B Bidco LLC/WH i3B Topco.