117 N Main St, Jay, OK 74346 Property Records

Delaware County property record for 117 N Main St, Jay, OK 74346

Property Summary

Property Type	Auto Repair, Garage
Details	3,517 sqft
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on Record
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23N24E-31-3-50999-000-0000`

Property Details

APN / Parcel Number

Primary APN	`23N24E-31-3-50999-000-0000`
Alternative APNs	`0013799` `13799`

Interior

Stories	1 Story
Building Area	3,517 sqft Total Area

Exterior

Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Lot Area	18,295 sqft (0.42 acres)
Garage Area	800 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	13799
Street Address	117 N MAIN ST
City	JAY
State	OK
Zip	74346-9101
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	31-23-24 PT SW SW SW BEG 50' N & NE 55 DEG 243.5' OF SW COR SEC; NE 55 DEG 100'; NW 21 DE 166.1'; W 49.3'; S 99'; W 54.2'; SE
Legal Range	24E
Legal Township	23N
Legal Section	31
Legal Subdivision	JAY-X LAND
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	2
Census Block	2007
Census Tract	376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	407 N 2ND ST, JAY, OK 74346-2816
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Apr 26, 2022
Property Address	117 N MAIN ST, JAY, OK 74346-9101
Document Number	002437/574
Book / Page	2437 / 574
Instrument Date	Mar 7, 2022
Instrument	I-2022-004076
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1286, JAY, OK 74346-1286

Mortgage

Document Number	I2022004078
Date	Apr 26, 2022
Instrument	I-2022-004078

Lender

Name	GRAND SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	002437/577
Date	Apr 26, 2022
Book Page	2437/577
Instrument	I-2022-004077

Lender

Name	GRAND SAVINGS BANK
Type	Bank
Address	GROVE, OK 74345

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,725 (+5%) Land $2,052 Building $18,673	$180,218 (-8.36%) Land $17,846 Building $162,372
2025	$1,760.00 (+1.09%)	$19,739 (+5%) Land $1,955 Building $17,784	$196,665 (-) Land $21,250 Building $175,415
2024	$1,741.00 (+9.84%)	$18,799 (+5%) Land $1,862 Building $16,937	$196,665 (+26.33%) Land $21,250 Building $175,415
2023	$1,585.00	$17,903 Land $1,725 Building $16,178	$155,680 Land $15,000 Building $140,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 69% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

May also be available: Verizon.

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