117 N Boundary Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 117 N Boundary Rd, Mill Spring, NC 28756

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,762 sqft · built 2008
Lot Size	3.79 acres (165,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jul 2026)
Tax Bill	$341 (2026)
Deeds & Mortgages	Jul 2026 Sale Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P54-66`

Property Details

APN / Parcel Number

Primary APN	`P54-66`
Alternative APN	`55926`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,762 sqft Finished Area
Basement Area	1,762 sqft
Finished Basement	1,299 sqft
Unfinished Basement	463 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	165,092 sqft (3.79 acres)
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55926
Street Address	117 N BOUNDARY RD
City	MILL SPRING
State	NC
Zip	28756-6877
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	OPEN
Legal Description	LOT #57 SECT G-2, LAKE ADGER, 0N02 NORTH PARK 09
Legal Subdivision	NORTH PARK
Legal Lot Number	57
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3026
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 RAPALA WAY, LEXINGTON, SC 29072-2460
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 6, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION
Jan 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Apr 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Book / Page	500 / 2187
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 2, 2026
Property Address	117 N BOUNDARY RD, MILL SPRING, NC 28756-6877
Document Number	0500002187
Book / Page	500 / 2187
Instrument Date	Jun 30, 2026
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$19,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RAPALA WAY, LEXINGTON, SC 29072-2460
Investor	Possibly a Property Investor

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	117 N BOUNDARY RD, MILL SPRING, NC 28756-6877
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	460/1020
Date	Jun 16, 2021
Book Page	460/1020

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	117 N BOUNDARY RD, MILL SPRING, NC 28756-6877
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000432/0000001718
Date	Apr 6, 2018
Book Page	0000000432/0000001718

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Mar 1, 2023
Index	Other

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	117 N BOUNDARY RD, MILL SPRING, NC 28756-6877
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	446/153
Date	Jan 22, 2020
Book Page	446/153

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 6, 2018
Property Address	117 N BOUNDARY RD, MILL SPRING, NC 28756-6877
Document Number	00432/1714
Book / Page	432 / 1714
Instrument Date	Mar 9, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 N BOUNDARY RD, MILL SPRING, NC 28756-6877

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$341.00 (-88.55%)	$67,900 (-88.55%) Land $67,900	$67,900 (-88.55%) Land $67,900
2025	$2,978.00 (+10.13%)	$592,817 (+40.92%) Land $67,900 Building $524,917	$592,817 (+40.92%) Land $67,900 Building $524,917
2023	$2,704.00	$420,668 Land $36,740 Building $383,928
2021			$420,668 Land $36,740 Building $383,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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