Clay County property record for 117 Morgan St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,253 sqft · built 1985 |
| Owner | Individual Name on File |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082A410C 0040700 |
| Primary APN | 082A410C 0040700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,253 sqft Finished Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Street Address | 117 MORGAN ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN - CRITZ SUB LOT 6 DB DB 167/148 |
| Legal Subdivision | CRITZ SUB |
| Legal Lot Number | 6 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
117 Morgan St is owned and occupied by an individual who acquired it in December 1984.
Source: Clay County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 MORGAN ST, WEST POINT, MS 39773-2443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Aug 9, 2019 | Deed of Trust, Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 1984 |
| Deed Sale | Dec 12, 1984 |
| Deed Document Number | 0000167148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 117 MORGAN ST, WEST POINT, MS 39773-2443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 537/656 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 537/656 |
| Instrument | 2021004759 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 117 MORGAN ST, WEST POINT, MS 39773-2443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2019 |
| Name | Verified Name |
|---|
| Document Number | 515/938 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 515/938 |
| Instrument | 2019003953 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 1, 2034 |
Source: Clay County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $5,384 Land $672 Building $4,712 | $53,839 Land $6,720 Building $47,119 |
| 2023 | $5,384 Land $672 Building $4,712 | $53,839 Land $6,720 Building $47,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Morgan St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 21 (1983–2019) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Morgan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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