117 Monroe St, Monroe, VA 24574 Property Records

Amherst County property record for 117 Monroe St, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1905
Lot Size	0.778 acres (33,901 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jun 2026)
Tax Bill	$841 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137C3 1 E A,1,2`

Property Details

APN / Parcel Number

Primary APN	`137C3 1 E A,1,2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	1,036 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,901 sqft (0.778 acres)
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	117 MONROE ST
City	MONROE
State	VA
Zip	24574-3244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 1 2 BLK E NEAR MONROE 137 C3 1 E A,1,2
Legal Subdivision	MONROE HEIGHTS
Legal Block	E
Legal Lot Number	1-2
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	1
Census Block	1029
Census Tract	10401

Owner

117 Monroe St is owned and occupied by an individual who bought it in June 2026.

Source: Amherst County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	117 MONROE ST, MONROE, VA 24574-3244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Feb 25, 2026 · Amount on File
Deed Document Number	20261766
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	AMHERST VA
Recording Date	Jun 15, 2026
Property Address	117 MONROE ST, MONROE, VA 24574-3244
Document Number	0000001766
Instrument Date	Jun 12, 2026
Instrument	20261766
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,189.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 MONROE ST, MONROE, VA 24574-3244

Mortgage

Document Number	0000001767,
Date	Jun 15, 2026
Instrument	20261767

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 117 Monroe St was $841, up 95.1% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$841.00 (+95.13%)	$70,800 (-) Land $14,300 Building $56,500	$81,200 (+14.69%) Land $17,100 Building $64,100
2025	$431.00	$70,800 (-) Land $14,300 Building $56,500	$70,800 (-) Land $14,300 Building $56,500
2024	$431.00	$70,800 (-) Land $14,300 Building $56,500	$70,800 (-) Land $14,300 Building $56,500
2023	$431.00	$70,800 Land $14,300 Building $56,500	$70,800 Land $14,300 Building $56,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 117 Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Monroe St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Firefly Fiber Broadband.

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