117 Mindoro St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 117 Mindoro St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,879 sqft · built 1956
Lot Size	0.156 acres (6,800 sqft)
Owner	Company Name on File
Last Sale	$765,000 (Jul 2008)
Tax Bill	$11,582 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`065-112-009`

Property Details

APN / Parcel Number

Primary APN	`065-112-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	6,800 sqft (0.156 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	117 MINDORO ST
City	MORRO BAY
State	CA
Zip	93442-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB ATAS BCH BL 11A LTS 6 & 7
Legal Subdivision	ATASCADERO BEACH
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2012
Census Tract	10506

Owner

117 Mindoro St is owned by a company that acquired it in January 2020 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	117 MINDORO ST, MORRO BAY, CA 93442-3048
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC
Jan 15, 2020	Intrafamily Transfer, Transfer · Line of Credit SESLOC FCU
Jan 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 2, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Oct 2, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2008 · Amount on File
Deed Sale	Jul 30, 2008 · Amount on File
Deed Document Number	200839258
Last Transfer Date	Jan 10, 2020
Transfer Doc	0000002256
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	117 MINDORO ST, MORRO BAY, CA 93442-3048
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 MINDORO ST, MORRO BAY, CA 93442-3048

Mortgage

Document Number	0000071280
Date	Oct 21, 2021
Instrument	2021071280

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 15, 2020
Property Address	117 MINDORO ST, MORRO BAY, CA 93442-3048
Document Number	0000002031
Map Reference	MB 2 PG 15
Instrument Date	Jan 10, 2020
Instrument	2020002031
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	117 MINDORO ST, MORRO BAY, CA 93442-3048

Mortgage

Document Number	0000002032
Date	Jan 15, 2020
Instrument	2020002032

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 16, 2020
Property Address	117 MINDORO ST, MORRO BAY, CA 93442-3048
Document Number	0000002256
Instrument Date	Jan 10, 2020
Instrument	2256
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	117 MINDORO ST MORRO BAY CA 934423048, MORRO BAY, CA 93442-3048

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 2, 2019
Property Address	117 MINDORO ST, MORRO BAY, CA 93442-3048
Document Number	0000042245
Instrument Date	Sep 27, 2019
Instrument	42245
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	117 MINDORO ST MORRO BAY CA 934423048, MORRO BAY, CA 93442-3048
Investor	Possibly a Property Investor

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 2, 2019
Property Address	117 MINDORO ST, MORRO BAY, CA 93442-3048
Document Number	0000042213
Instrument Date	Sep 27, 2019
Instrument	42213
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 MINDORO ST MORRO BAY CA 934423048, MORRO BAY, CA 93442-3048

Mortgage

Document Number	42214
Date	Oct 2, 2019
Instrument	42214

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	117 MINDORO ST, MORRO BAY, CA 93442-3048
Document Number	0000051917
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	117 MINDORO ST MORRO BAY CA 934423048, MORRO BAY, CA 93442-3048
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051917
Date	Dec 19, 2018
Instrument	51917

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 117 Mindoro St was $11,582 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,079,041 (+2%) Land $755,267 Building $323,774
2025	$11,582.00 Homeowner's exemption	$1,057,884 Land $740,458 Building $317,426
2023	$11,177.00 (+6.7%) Homeowner's exemption	$1,016,806 Land $711,706 Building $305,100
2022	$10,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 117 Mindoro St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Mindoro St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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