Berrien County property record for 117 Messner Dr, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1953 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Oct 2025) |
| Tax Bill | $1,541 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-8280-0001-02-7 |
| Primary APN | 03-8280-0001-02-7 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Raised Ranch |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Depth | 134 ft Depth |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 117 MESSNER DR |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-6515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 SING FA |
| Legal Description | LOT 1 VAUGHAN SUB |
| Legal Subdivision | VAUGHAN SUB |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 2000 |
117 Messner Dr is owned and occupied by an individual who bought it in October 2025.
Source: Berrien County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 MESSNER DR, BENTON HARBOR, MI 49022-6515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Dec 27, 2022 | Deed of Trust, Mortgage UNITED FCU |
| Aug 30, 2016 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Oct 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on File |
| Deed Sale | Oct 24, 2025 · Amount on File |
| Prior Sale | Jul 7, 2011 · Amount on File |
| Deed Document Number | 2025444651 |
| Deed Book / Page | 3462 / 4107 |
| Prior Transfer Date | Aug 21, 2007 |
| Prior Transfer Doc | 02807/2200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 117 MESSNER DR, BENTON HARBOR, MI 49022-6515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03225/3038 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 3225/3038 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 117 MESSNER DR, BENTON HARBOR, MI 49022-6515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03395/2010 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 3395/2010 |
| Instrument | 2022369949 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | 49086 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 12, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 117 MESSNER DR, BENTON HARBOR, MI 49022-6515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 03146/1719 |
|---|---|
| Date | Aug 30, 2016 |
| Book Page | 3146/1719 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 24, 2025 |
| Property Address | 117 MESSNER DR, BENTON HARBOR, MI 49022-6515 |
| Document Number | 03462/4107 |
| Book / Page | 3462 / 4107 |
| Map Reference | LB 13 PG 5 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025444651 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 MESSNER DR, BENTON HARBOR, MI 49022-6515 |
| Document Number | 0034624108 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 3462/4108 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 03462/4128 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 3462/4128 |
| Instrument | 2025444653 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 117 Messner Dr was $1,541 with a homeowner's exemption, up 6.6% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,800 (+5.01%) | $121,600 (+5.01%) | |
| 2025 | $1,541.00 (+6.57%) Homeowner's exemption | $57,900 | $115,800 |
| 2024 | $1,446.00 | ||
| 2023 | $51,500 | $103,000 | |
| 2022 | $1,318.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 117 Messner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 117 Messner Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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