Madison County property record for 117 Lowery Hts, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,540 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $41,667 (Jun 2015) |
| Tax Bill | $1,225 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0034-0013 |
| Primary APN | R009-0034-0013 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,540 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 74057 |
|---|---|
| Street Address | 117 LOWERY HTS |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOWERY HEIGHTS LOT 19 |
| Legal Subdivision | LOWERY HEIGHTS |
| Legal Lot Number | 19 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10301 |
117 Lowery Hts is owned and occupied by two individuals who bought it in June 2015.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 LOWERY HTS, RICHMOND, KY 40475-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on File |
| Deed Sale | Jun 18, 2015 · Amount on File |
| Deed Document Number | 0000731217 |
| Prior Transfer Date | Mar 3, 2005 |
| Prior Transfer Doc | 340931 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 117 LOWERY HTS, RICHMOND, KY 40475-1723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 117 LOWERY HTS, RICHMOND, KY 40475-1723 |
| Document Number | 00M2444/56 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | M2444/56 |
| Instrument | 2014317267 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2056 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 117 Lowery Hts was $1,225 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,225.00 Additional exemption filed | $130,000 | $130,000 |
| 2023 | $785.00 (-0.38%) | $81,000 (-) | $81,000 (-) |
| 2022 | $788.00 | $81,000 | $81,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Lowery Hts in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Lowery Hts is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures