Gaston County property record for 117 Lighthouse Rd, Mount Holly, NC 28120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,198 sqft · built 1999 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,500 (Apr 2001) |
| Tax Bill | $4,579 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15020 00974 |
| Primary APN | 15020 00974 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Porch |
| Porch Area | 440 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 117 LIGHTHOUSE RD |
|---|---|
| City | MOUNT HOLLY |
| State | NC |
| Zip | 28120-1595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RIVER FRONT L 79 15 020 009 74 000 |
| Legal Subdivision | RIVER FRONT PH 01 MAP 02 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 31203 |
117 Lighthouse Rd is owned and occupied by an individual who acquired it in March 2017.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 LIGHTHOUSE RD, MOUNT HOLLY, NC 28120-1595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2001 · Amount on File |
| Deed Sale | Apr 5, 2001 · Amount on File |
| Prior Sale | Jul 30, 1999 · Amount on File |
| Deed Book / Page | 3217 / 56 |
| Last Transfer Date | Mar 7, 2017 |
| Transfer Doc | 0048990050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 117 LIGHTHOUSE RD, MOUNT HOLLY, NC 28120-1595 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0053080671 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 5308/671 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 117 LIGHTHOUSE RD, MOUNT HOLLY, NC 28120-1595 |
| Document Number | 0049380538 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 117 LIGHTHOUSE RD MOUNT HOLLY NC 281201595, MOUNT HOLLY, NC 28120-1595 |
| Document Number | 0049380538 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 004938/000538 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 8, 2017 |
| Property Address | 117 LIGHTHOUSE RD, MOUNT HOLLY, NC 28120-1595 |
| Document Number | 0048990050 |
| Book / Page | 004899 / 000050 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 LIGHTHOUSE RD MOUNT HOLLY NC 281201595, MOUNT HOLLY, NC 28120-1595 |
The 2026 property tax bill for 117 Lighthouse Rd was $4,579.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,579.00 | $456,090 (-) Land $40,000 Building $416,090 | |
| 2025 | $4,579.00 | $456,090 Land $40,000 Building $416,090 | |
| 2023 | $4,629.00 | $456,090 Land $40,000 Building $416,090 | |
| 2021 | $256,080 Land $30,000 Building $226,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Lighthouse Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Lighthouse Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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