117 Lakeshore Dr, Nancy, KY 42544 Property Records

Wayne County property record for 117 Lakeshore Dr, Nancy, KY 42544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 985 sqft · built 1980
Lot Size	0.3 acres (13,253 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (Jan 2022)
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Jan 2022 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A-11-041.00ETC`

Property Details

APN / Parcel Number

Primary APN	`A-11-041.00ETC`
Alternative APN	`26016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	985 sqft Living Area
Basement Area	560 sqft
Unfinished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	13,253 sqft (0.3 acres)
Terrain	Steep
Driveway	Gravel Driveway
Porch	Slab
Porch Area	140 sqft
Deck Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	26016
Street Address	117 LAKESHORE DR
City	NANCY
State	KY
Zip	42544-4463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARWATER SUB LOTS 44A 44B SEC C
Legal Subdivision	CLEARWATER
Legal Block	C
Legal Lot Number	44A-44B
Jurisdiction	WAYNE KY
Township / Civil Division	MILL SPRINGS
Census Block Group	3
Census Block	3015
Census Tract	920102

Owner

117 Lakeshore Dr is owned by two individuals who bought it in January 2022.

Source: Wayne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1687 WALTON NICHOLSON PIKE, WALTON, KY 41094-8799
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Correction Deed PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY
Aug 20, 2020	Warranty Deed, Transfer GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Aug 20, 2020 · Amount on File
Deed Document Number	2022151895
Deed Book / Page	398 / 85
Prior Transfer Date	Nov 6, 2021
Prior Transfer Doc	0000398/85
Record Updated	Oct 29, 2026

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAYNE KY
Recording Date	Jan 13, 2022
Property Address	117 LAKESHORE DR, NANCY, KY 42544-4463
Document Number	0000398/85
Book / Page	398 / 85
Map Reference	MB 1 PG 4
Instrument Date	Nov 6, 2021
Instrument	151895
Record Updated	Jan 24, 2022
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N 3RD ST, 201, HOT SPRINGS, SD 57747-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1254 MAHER RD, WALTON, KY 41094-8770

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE KY
Recording Date	Aug 20, 2020
Property Address	117 LAKESHORE DR, NANCY, KY 42544-4463
Document Number	388/685
Book / Page	388 / 685
Map Reference	MB 1 PG 4
Instrument Date	May 29, 2020
Instrument	145857
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N 3RD ST, 201, HOT SPRINGS, SD 57747-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	145858
Date	Aug 20, 2020
Instrument	145858

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 117 Lakeshore Dr was $1,187.

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,000 (-) Land $50,000 Building $81,000	$131,000 (-) Land $50,000 Building $81,000
2025	$1,187.00	$131,000	$131,000
2023	$1,269.00	$131,000	$131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Lakeshore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	50 / 3
Broadlinc Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lakeshore Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures