117 Justin Ln, Holts Summit, MO 65043 Property Records

Callaway County property record for 117 Justin Ln, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,648 sqft · built 1997
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$270,921 (May 2025)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-36.0-40-005-020.003`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-36.0-40-005-020.003`
Alternative APN	`2507036040005020000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2507036040005020003
Street Address	117 JUSTIN LN
City	HOLTS SUMMIT
State	MO
Zip	65043-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 RE-PLAT OF LOTS 3 4 & 5COUNTRY VIEW
Legal Range	11W
Legal Township	45N
Legal Section	36
Legal Subdivision	COUNTRY VIEW
Legal Lot Number	3
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2009
Census Tract	70702

Owner

117 Justin Ln is owned and occupied by two individuals who bought it in May 2025.

Source: Callaway County records, as of April 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	117 JUSTIN LN, HOLTS SUMMIT, MO 65043-2801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
May 14, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Prior Sale	Apr 28, 2025 · Amount on File
Deed Document Number	20252573
Deed Book / Page	520 / 12
Prior Transfer Date	Nov 17, 2022
Prior Transfer Doc	0000007277
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	117 JUSTIN LN, HOLTS SUMMIT, MO 65043-2801
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	TRUE LINE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000526/385
Date	Mar 30, 2026
Book Page	526/385
Instrument	202601777

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	117 JUSTIN LN, HOLTS SUMMIT, MO 65043-2801
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201901366
Date	Mar 19, 2019
Instrument	201901366

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 14, 2025
Property Address	117 JUSTIN LN, HOLTS SUMMIT, MO 65043-2801
Document Number	0000520/12
Book / Page	520 / 12
Instrument Date	May 14, 2025
Instrument	202502573
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 JUSTIN LN, HOLTS SUMMIT, MO 65043-2801

Mortgage

Document Number	0202502574
Date	May 14, 2025
Instrument	202502574

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 117 Justin Ln was $1,550, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (-2.45%)	$25,503 (-)	$134,230 (-)
2024	$1,589.00 (+0.06%)	$25,503 (-)	$134,230 (-)
2023	$1,588.00 (-0.19%)	$25,503 (-0.14%)	$134,230
2022	$1,591.00	$25,539 Land $1,436 Building $24,103
2021			$134,420 Land $7,560 Building $126,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 117 Justin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Justin Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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