Scott County property record for 117 Jones Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,274 sqft |
| Lot Size | 0.26 acres (11,338 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Nov 2023) |
| Tax Bill | $762 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 112-20-025.000 |
| Primary APN | 112-20-025.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 1,274 sqft |
| Unfinished Basement | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Stucco |
|---|---|
| Foundation Type | Block |
| Lot Area | 11,338 sqft (0.26 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 117 JONES LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | COUNTY |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 40605 |
117 Jones Ln is owned and occupied by an individual who bought it in November 2023.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 JONES LN, GEORGETOWN, KY 40324-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION |
| Apr 18, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Nov 17, 2023 | Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on File |
| Deed Sale | Nov 17, 2023 · Amount on File |
| Deed Document Number | 2023487611 |
| Deed Book / Page | 445 / 695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 117 JONES LN, GEORGETOWN, KY 40324-9455 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M1862/635 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | M1862/635 |
| Instrument | 558763 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | Nov 1, 2046 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 18, 2024 |
| Property Address | 117 JONES LN, GEORGETOWN, KY 40324-9455 |
| Document Number | 000MC62/92 |
| Book / Page | MC62 / 92 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 497569 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 COLLINS PATH APT 1, 1, GEORGETOWN, KY 40324-8478 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 17, 2023 |
| Property Address | 117 JONES LN, GEORGETOWN, KY 40324-9455 |
| Document Number | 00D445/695 |
| Book / Page | D445 / 695 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 487611 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 JONES LN, GEORGETOWN, KY 40324-9455 |
| Name | Verified Name |
|---|---|
| Address | 117 JONES LN, GEORGETOWN, KY 40324-9455 |
| Document Number | 0000487612 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 487612 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 13, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 117 Jones Ln was $762.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,600 (-) | $85,600 (-) | |
| 2025 | $762.00 | $85,600 | $85,600 |
| 2023 | $639.00 (+4.58%) | $70,500 (-) Land $11,000 Building $59,500 | $70,500 (-) Land $11,000 Building $59,500 |
| 2022 | $611.00 | $70,500 Land $11,000 Building $59,500 | $70,500 Land $11,000 Building $59,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Jones Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Jones Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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