117 Jackpine Rd, Ariel, WA 98603 Property Records

Cowlitz County property record for 117 Jackpine Rd, Ariel, WA 98603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 2023
Lot Size	5.35 acres (233,046 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Nov 2021)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ER2002020`

Property Details

APN / Parcel Number

Primary APN	`ER2002020`
Alternative APNs	`R003885` `3003885`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Composition Shingle
Lot Area	233,046 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3003885
Street Address	117 JACKPINE RD
City	ARIEL
State	WA
Zip	98603-0014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UZ0
Legal Description	20 -6N -4E T-9C,10 AKA ROS 15/74 TR 20
Legal Range	04E
Legal Township	06N
Legal Section	20
Legal Tract	20
Jurisdiction	COWLITZ WA
Township / Civil Division	WOODLAND
Census Block Group	1
Census Block	1060
Census Tract	1501

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 JACKPINE RD, ARIEL, WA 98603-0014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jan 13, 2006 · Amount on Record
Deed Document Number	20213700957
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	117 JACKPINE RD, ARIEL, WA 98603-0014
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	FIDELITY NATIONAL TITLE FISHERS L, FIDELITY NATL TTL FISHERS LA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 JACKPINE RD, ARIEL, WA 98603-0014

Mortgage

Document Number	0003717730
Date	Jun 28, 2022
Instrument	3717730

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Dec 23, 2021
Property Address	117 JACKPINE RD, ARIEL, WA 98603-0014
Document Number	0003703788
Instrument Date	Nov 19, 2021
Instrument	3703788
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	WFG CLARK COUNTY, WFG CLARK COUNTY RESWARE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 NW 120TH ST, VANCOUVER, WA 98685-2482

Mortgage

Document Number	0003703789
Date	Dec 23, 2021
Instrument	3703789

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Nov 22, 2021
Property Address	117 JACKPINE RD, ARIEL, WA 98603-0014
Document Number	0003700957
Instrument Date	Nov 19, 2021
Instrument	3700957
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NATL TTL CO OF CLARK CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,199.55
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 NW 120TH ST, VANCOUVER, WA 98685-2482

Mortgage

Document Number	0003700958
Date	Nov 22, 2021
Instrument	3700958

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Woodland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,764.00 (+241.87%)	$331,700 (+186.02%) Land $163,500 Building $168,200	$331,700 (+186.02%) Land $163,500 Building $168,200
2023	$1,101.00
2022		$115,970 Land $115,970	$115,970 Land $115,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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