117 J St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 117 J St, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,174 sqft · built 1935
Lot Size0.331 acres (14,400 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Apr 2020)
Tax Bill$739 (2026)
Deeds & MortgagesSep 2021 Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN031001801100

Property Details

APN / Parcel Number

Primary APN031001801100

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,174 sqft Living Area
1st Floor Area1,174 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area14,400 sqft (0.331 acres)
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address117 J ST
CityCOSMOPOLIS
StateWA
Zip98537-3992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOS COR LOTS 11-15 INC BLK 18
Legal Range14
Legal Township09
Legal Section17
Legal SubdivisionCOSMOPOLIS
Legal Block18
Legal Lot Number11-15
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group5
Census Block5004
Census Tract900

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address312 N 10TH ST, TACOMA, WA 98403-2960
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · VA Mortgage
PLAZA HOME MORTGAGE INC
Apr 7, 2020Warranty Deed, Transfer
MID-CONTINENT FNDG INC
Nov 27, 2017Warranty Deed, Transfer
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2020 · Amount on Record
Deed SaleApr 7, 2020 · Amount on Record
Prior SaleNov 27, 2017 · Amount on Record
Deed Document Number202062
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address117 J ST, COSMOPOLIS, WA 98537-3992
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009010030
DateSep 1, 2021
Instrument2021-09010030
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateApr 7, 2020
Property Address117 J ST, COSMOPOLIS, WA 98537-3992
Document Number0004070062
Instrument DateMar 30, 2020
Instrument4070062
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyCOAST TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address312 10TH AVE SE PUYALLUP WA 983723737, PUYALLUP, WA 98372-3737

Mortgage

Document Number4070063
DateApr 7, 2020
Instrument4070063
Lender
NameMID-CONTINENT FNDG INC
AddressCOLUMBIA, MO 65203
Agreement
AmountAmount Recorded
Term360 Months
DueApr 6, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateNov 27, 2017
Property Address117 J ST, COSMOPOLIS, WA 98537-3992
Document Number0011270078
Instrument DateNov 21, 2017
Instrument11270078
Transaction TypeTransfer
Record UpdatedJan 12, 2018
Title CompanyPACIFIC TITLE LC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,994.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
AddressPO BOX 725 COSMOPOLIS WA 985370725, COSMOPOLIS, WA 98537-0725

Mortgage

Document Number11270079
DateNov 27, 2017
Instrument11270079
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
AmountAmount Recorded
Term360 Months
DueNov 26, 2047

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$739.00 (-66.07%)
2025$2,178.00 (-0.68%)$209,882 (-) Land $33,772 Building $176,110$209,882 (-) Land $33,772 Building $176,110
2024$2,193.00 (-0.9%)$209,882 (-6.77%) Land $33,772 Building $176,110$209,882 (-6.77%) Land $33,772 Building $176,110
2023$2,213.00
2022$225,132 Land $33,772 Building $191,360$225,132 Land $33,772 Building $191,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on J St

Nearby Streets

Search Property Records by Address or Parcel Number