Harnett County property record for 117 Horseshoe Bend Rd, Erwin, NC 28339
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 2,304 sqft · built 2019 |
| Lot Size | 29.9 acres (1,304,622 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Apr 2017) |
| Tax Bill | $4,105 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500048163 |
| Primary APN | 1500048163 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,304 sqft Heated Area |
| 1st Floor Area | 1,117 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 1,304,622 sqft (29.9 acres) |
| Garage Area | 2,288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500048163 |
|---|---|
| Street Address | 117 HORSESHOE BEND RD |
| City | ERWIN |
| State | NC |
| Zip | 28339-8435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20R |
| Legal Description | 29.95ACS THEODORE M UNDERWOOD MAP#2017-175 |
| Legal Subdivision | THEODORE M UNDERWOOD AND CANDY E UNDERWO |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | STEWARTS CREEK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 70600 |
117 Horseshoe Bend Rd, a rural home, is owned and occupied by an individual who bought it in April 2017.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 HORSESHOE BEND RD, ERWIN, NC 28339-8435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2017 · Amount on File |
| Deed Sale | Apr 20, 2017 · Amount on File |
| Deed Document Number | 20175673 |
| Deed Book / Page | 3497 / 882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 117 HORSESHOE BEND RD, ERWIN, NC 28339-8435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 117 HORSESHOE BEND RD, ERWIN, NC 28339-8435 |
| Document Number | 0000021798 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 4045/981 |
| Instrument | 2021021798 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 22, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 117 Horseshoe Bend Rd was $4,105, up 27.7% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,105.00 (+27.68%) | $543,275 (+21.64%) | $694,995 (+23.09%) Land $248,860 Building $446,135 |
| 2025 | $3,215.00 | $446,617 | $564,617 Land $167,370 Building $397,247 |
| 2023 | $3,171.00 | $446,617 | $564,617 Land $167,370 Building $397,247 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Horseshoe Bend Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (1996–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Horseshoe Bend Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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