Garrard County property record for 117 Hill Ct, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · built 1930 |
| Lot Size | 0.257 acres (11,213 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Sep 2025) |
| Tax Bill | $724 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L3-09-021 |
| Primary APN | L3-09-021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,213 sqft (0.257 acres) |
| Garage Type | Basement |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 25245 |
|---|---|
| Street Address | 117 HILL CT |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HASELDEN HEIGHTS |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970201 |
117 Hill Ct is owned and occupied by an individual who bought it in September 2025.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 HILL CT, LANCASTER, KY 40444-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2025 | Deed of Trust, Mortgage · Line of Credit MONTICELLO BANKING CO |
| Sep 23, 2025 | Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Apr 30, 2010 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Prior Sale | Jan 12, 2024 · Amount on File |
| Deed Document Number | 2025199173 |
| Deed Book / Page | 333 / 864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 117 HILL CT, LANCASTER, KY 40444-1126 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 90 TADS TRL, OLDSMAR, FL 34677-2320 |
| Investor | Possibly a Property Investor |
| Document Number | 00M453/765 |
|---|---|
| Date | Jan 28, 2025 |
| Book Page | M453/765 |
| Instrument | 191157 |
| Name | MONTICELLO BANKING CO |
|---|---|
| Type | Bank |
| Address | MONTICELLO, KY 42633 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 24, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 23, 2025 |
| Property Address | 117 HILL CT, LANCASTER, KY 40444-1126 |
| Document Number | 00D333/864 |
| Book / Page | D333 / 864 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 199173 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | KENTUCKY HOME TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 TADS TRL, OLDSMAR, FL 34677-2320 |
| Name | Verified Name |
|---|---|
| Address | 117 HILL CT, LANCASTER, KY 40444-1126 |
| Document Number | 00M462/509 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | M462/509 |
| Instrument | 199177 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Apr 30, 2010 |
| Property Address | 117 HILL CT, LANCASTER, KY 40444-1126 |
| Document Number | 000258/388 |
| Book / Page | 258 / 388 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 117 Hill Ct was $724, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,000 (+72.31%) Land $20,000 Building $92,000 | $112,000 (+72.31%) Land $20,000 Building $92,000 | |
| 2025 | $724.00 (-0.55%) | $65,000 (-) Land $20,000 Building $45,000 | $65,000 (-) Land $20,000 Building $45,000 |
| 2024 | $728.00 (+58.26%) | $65,000 (+62.5%) Land $20,000 Building $45,000 | $65,000 (+62.5%) Land $20,000 Building $45,000 |
| 2023 | $460.00 (-0.86%) | $40,000 (-) Land $15,000 Building $25,000 | $40,000 (-) Land $15,000 Building $25,000 |
| 2022 | $464.00 | $40,000 Land $15,000 Building $25,000 | $40,000 Land $15,000 Building $25,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 117 Hill Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 117 Hill Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures