117 Harbor Dr, Novato, CA 94945 Property Records

Marin County property record for 117 Harbor Dr, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 504 sqft · built 1945
Lot Size	0.371 acres (16,160 sqft)
Owner	2 Trust Names on File
Last Sale	$180,000 (Mar 2001)
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`157-011-03`

Property Details

APN / Parcel Number

Primary APN	`157-011-03`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	504 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Contemporary
Lot Area	16,160 sqft (0.371 acres)
Deck Area	156 sqft
Patio Area	156 sqft

Location & Zoning

Street Address	117 HARBOR DR
City	NOVATO
State	CA
Zip	94945-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1033
Census Tract	101100

Owner

117 Harbor Dr is owner-occupied and held in a trust since July 2019.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	117 HARBOR DR, NOVATO, CA 94945-2749
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 29, 2019	Quit Claim Deed, Transfer · Line of Credit BANK OF MARIN
Dec 6, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2001 · Amount on File
Deed Sale	Mar 30, 2001 · Amount on File
Deed Document Number	200115504
Last Transfer Date	Jul 22, 2019
Transfer Doc	0000026522
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	117 HARBOR DR, NOVATO, CA 94945-2749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 HARBOR DR, NOVATO, CA 94945-2749

Mortgage

Document Number	0000002747
Date	Jan 14, 2021
Instrument	2021-0002747

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Jul 29, 2019
Property Address	117 HARBOR DR, NOVATO, CA 94945-2749
Document Number	0000026522
Instrument Date	Jul 22, 2019
Instrument	26522
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	117 HARBOR DR NOVATO CA 949452749, NOVATO, CA 94945-2749

Mortgage

Document Number	26523
Date	Jul 29, 2019
Instrument	26523

Lender

Name	BANK OF MARIN
Type	Bank
Address	NOVATO, CA 94948

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	117 HARBOR DR, NOVATO, CA 94945-2749
Document Number	0000049654
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	117 HARBOR DR NOVATO CA 949452749, NOVATO, CA 94945-2749

Mortgage

Document Number	0000049654
Date	Dec 14, 2017
Instrument	49654

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 117 Harbor Dr was $3,523 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,634 (+2%) Land $230,529 Building $46,105
2025	$3,523.00 Homeowner's exemption	$271,210 Land $226,009 Building $45,201
2023	$3,383.00 (+2.55%) Homeowner's exemption	$260,680 Land $217,234 Building $43,446
2022	$3,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 117 Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (1980–1998)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Harbor Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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