117 Grove Ave, Fox River Grove, IL 60021 Property Records

McHenry County property record for 117 Grove Ave, Fox River Grove, IL 60021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,147 sqft · built 1925
Lot Size	0.19 acres (8,283 sqft)
Owner	Trust Name on File
Last Sale	$161,000 (Apr 2019)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-19-205-010`

Property Details

APN / Parcel Number

Primary APN	`20-19-205-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,147 sqft
Gross Area	2,036 sqft
1st Floor Area	1,147 sqft

Exterior

Year Built	Built 1925
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	8,283 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	117 GROVE AVE
City	FOX RIVER GROVE
State	IL
Zip	60021-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0010201 S 54FT LT 10 MARIE VORISEKS SUB
Legal Range	09E
Legal Township	43N
Legal Section	19
Legal Subdivision	MARIE VORISEKS
Legal Block	205
Legal Lot Number	10
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2007
Census Tract	871402

Owner

117 Grove Ave is owner-occupied and held in a trust since September 2023.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	117 GROVE AVE, FOX RIVER GROVE, IL 60021-1426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Sep 28, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Apr 16, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on File
Deed Sale	Apr 16, 2019 · Amount on File
Prior Sale	Apr 16, 2019 · Amount on File
Deed Document Number	0000010201
Last Transfer Date	Sep 28, 2023
Transfer Doc	0000024529
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	117 GROVE AVE, FOX RIVER GROVE, IL 60021-1426
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 GROVE AVE, FOX RIVER GROVE, IL 60021-1426

Mortgage

Document Number	0000029980
Date	Oct 28, 2025
Instrument	2025R0029980

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2055

Interest

Rate Type	Adjustable Rate
Rate	10%
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 28, 2023
Property Address	117 GROVE AVE, FOX RIVER GROVE, IL 60021-1426
Document Number	0000024529
Instrument Date	May 8, 2023
Instrument	2023R0024529
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 GROVE AVE, FOX RIVER GROVE, IL 60021-1426

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	117 GROVE AVE, FOX RIVER GROVE, IL 60021-1426
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047158
Date	Nov 5, 2020
Instrument	2020R0047158

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 16, 2019
Property Address	117 GROVE AVE, FOX RIVER GROVE, IL 60021-1426
Document Number	0000010201
Map Reference	MB 3 PG 70
Instrument Date	Apr 15, 2019
Instrument	2019R0010201
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	MLT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 GROVE AVE, FOX RIVER GROVE, IL 60021-1426

Mortgage

Document Number	0000010202
Date	Apr 16, 2019
Instrument	2019R0010202

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Fox River Grove Village
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Fox River Grove Consolidated School District 3 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$56,563 Land $9,183 Building $47,380	$169,689 Land $27,549 Building $142,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Grove Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 117 Grove Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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