McLean County property record for 117 Ginger Creek Ct, Bloomington, IL 61704
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,896 sqft · built 1974 |
| Lot Size | 0.19 acres (8,263 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,500 (Nov 2013) |
| Tax Bill | $3,806 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-01-328-013 |
| Primary APN | 21-01-328-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 2,579 sqft |
| 1st Floor Area | 999 sqft |
| Basement Area | 897 sqft |
| Finished Basement | 897 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 8,263 sqft (0.19 acres) |
| Lot Dimensions | 125 ft deep x 66 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Deck Area | 130 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 117 GINGER CREEK CT |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61704-4685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | WASHINGTON EAST 2ND ADD LOT 129 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 01 |
| Legal Subdivision | WASHINGTON EAST 2ND ADD |
| Legal Lot Number | 129 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1103 |
117 Ginger Creek Ct is owned and occupied by an individual who bought it in November 2013.
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 GINGER CREEK CT, BLOOMINGTON, IL 61704-4685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2013 · Amount on File |
| Deed Sale | Nov 25, 2013 · Amount on File |
| Prior Sale | Nov 20, 2007 · Amount on File |
| Deed Document Number | 201328984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 117 GINGER CREEK CT, BLOOMINGTON, IL 61704-4685 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100026466 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-00026466 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,452 Land $16,809 Building $48,643 | $196,356 Land $50,427 Building $145,929 | |
| 2024 | $3,806.00 (+12.9%) | ||
| 2023 | $3,371.00 | $51,344 Land $13,186 Building $38,158 | $154,032 Land $39,558 Building $114,474 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 117 Ginger Creek Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 117 Ginger Creek Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Frontier, Nextlink, Pavlov Media.
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