117 Garland St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 117 Garland St, Everett, MA 02149

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,861 sqft · built 1910
Lot Size	0.074 acres (3,241 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 1999)
Tax Bill	$14,517 (2026)
Deeds & Mortgages	Jul 2021 Refinance Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M00006 000125 01`

Property Details

APN / Parcel Number

Primary APN	`M00006 000125 01`
Alternative APNs	`EVER M:M0 B:06 L:000125` `M:M00 B:006 L:000125-01` `M00006 00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,861 sqft Living Area
Gross Area	5,616 sqft
1st Floor Area	1,308 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,241 sqft (0.074 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M00006 000125 01
Street Address	117 GARLAND ST
City	EVERETT
State	MA
Zip	02149-5068
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DD
Legal Block	6
Legal Lot Number	125
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	4
Census Block	4005
Census Tract	342101

Owner

117 Garland St, a duplex, is owned and occupied by an individual who bought it in July 1999.

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	117 GARLAND ST, EVERETT, MA 02149-5068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ENGLAND
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ENGLAND
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 1999 · Amount on File
Deed Sale	Jul 13, 1999 · Amount on File
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	117 GARLAND ST, EVERETT, MA 02149-5068
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001888434
Date	Jul 27, 2021
Instrument	1888434

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	117 GARLAND ST, EVERETT, MA 02149-5068
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1888434
Date	Jul 27, 2021
Instrument	1888434

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	117 GARLAND ST, EVERETT, MA 02149-5068
Document Number	0000083521
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	May 5, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083521
Date	Mar 15, 2018
Instrument	83521

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 117 Garland St was $14,517, up 16.4% from the year before.

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,517.00 (+16.37%)	$1,150,300 (+5.02%) Land $251,000 Building $899,300	$958,400
2025	$12,475.00 (+8.41%)	$1,095,300 (+9.08%) Land $234,700 Building $860,600
2024	$11,507.00 (+2.93%)	$1,004,100 (+5.81%) Land $213,800 Building $790,300
2023	$11,179.00	$949,000 Land $204,500 Building $744,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Garland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 117 Garland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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