117 Gant St, Morganton, NC 28655 Property Records

Burke County property record for 117 Gant St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1957
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2021)
Tax Bill	$877 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2703813202`

Property Details

APN / Parcel Number

Primary APN	`2703813202`
Alternative APN	`1406`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Wood

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Combination
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Porch	Slab
Porch Area	105 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	117 GANT ST
City	MORGANTON
State	NC
Zip	28655-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	117 GANT ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	20600

Owner

Source: Burke County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 GANT ST, MORGANTON, NC 28655-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 6, 2021	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Nov 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 24, 2017	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	202114593
Deed Book / Page	2589 / 222
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0017047188
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	117 GANT ST, MORGANTON, NC 28655-4009
Transaction Type	Mortgage
Record Updated	Jan 3, 2024
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MOD SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 GANT ST, MORGANTON, NC 28655-4009

Mortgage

Document Number	0027220878
Date	Dec 28, 2023
Book Page	2722/878
Instrument	2023011963

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	117 GANT ST, MORGANTON, NC 28655-4009
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025560499
Date	Jul 21, 2021
Book Page	2556/499
Instrument	2021008511

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 6, 2021
Property Address	117 GANT ST, MORGANTON, NC 28655-4009
Document Number	0025890222
Book / Page	2589 / 222
Map Reference	MB 2 PG 13
Instrument Date	Nov 16, 2021
Instrument	2021014593
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 PIERCY AVE, MORGANTON, NC 28655-8159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 IEARD CHURCH OF GOD ROAD, ICARD, NC 28666

Mortgage

Document Number	2021014594
Date	Dec 6, 2021
Instrument	2021014594

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Nov 19, 2020
Property Address	117 GANT ST, MORGANTON, NC 28655-4009
Document Number	0025020037
Book / Page	2502 / 37
Map Reference	MB 2 PG 13
Instrument Date	Nov 13, 2020
Instrument	2017047188
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 GANT ST, MORGANTON, NC 28655-4009

Mortgage

Document Number	0025020040
Date	Nov 19, 2020
Book Page	2502/40
Instrument	2017047189

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	7611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	9.37%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 24, 2017
Property Address	117 GANT ST, MORGANTON, NC 28655-4009
Document Number	0022840498
Book / Page	2284 / 0498
Map Reference	MB2 PG13
Instrument Date	Mar 24, 2017
Instrument	2017002624
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 GANT ST, MORGANTON, NC 28655-4009

Mortgage

Document Number	2017002625
Date	Mar 24, 2017
Instrument	2017002625

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.3%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$877.00 (+0.23%)	$140,684 (-) Land $7,438 Building $133,246	$140,684 (-) Land $7,438 Building $133,246
2023	$875.00	$140,684 Land $7,438 Building $133,246	$140,684 Land $7,438 Building $133,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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