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117 Franklin St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 117 Franklin St, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,611 sqft · built 1950
Lot Size0.152 acres (6,617 sqft)
Owner2 Company Names on Record
Last Sale$48,000 (Aug 2012)
Tax Bill$1,171 (2025)
Deeds & MortgagesMar 2026 Transfer
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN253B058

Property Details

APN / Parcel Number

Primary APN253B058
Alternative APN
  • 1601102002

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,611 sqft Living Area
1st Floor Area746 sqft
Basement Area746 sqft
Finished Basement746 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,617 sqft (0.152 acres)
Garage Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number253B058
Street Address117 FRANKLIN ST
CityCHERRY VALLEY
StateIL
Zip61016-9329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionPLAT OF CHERRY VALLEY S66 FT N132FT W100FT BLOCK 010
Legal SubdivisionPLAT OF CHERRY VALLEY
Legal Block010
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group1
Census Block1009
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address117 FRANKLIN ST, CHERRY VALLEY, IL 61016-9329
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Quit Claim Deed, Transfer
Quitclaim
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2012 · Amount on Record
Deed SaleAug 8, 2012 · Amount on Record
Deed Document Number20121031813
Last Transfer DateMar 3, 2026
Transfer Doc0000007123
Record UpdatedSep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateMar 24, 2026
Property Address117 FRANKLIN ST, CHERRY VALLEY, IL 61016-9329
Document Number0000007123
Map ReferenceDB N PG 246
Instrument DateMar 3, 2026
Instrument2607123
Transaction TypeTransfer
Record UpdatedApr 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address117 FRANKLIN ST, CHERRY VALLEY, IL 61016-9329

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 FRANKLIN ST, CHERRY VALLEY, IL 61016-9329

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address117 FRANKLIN ST, CHERRY VALLEY, IL 61016-9329
Transaction TypeMortgage
Record UpdatedJun 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014464
DateApr 27, 2021
Instrument2114464
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,171.00 (-6.02%) Homeowner's exemption Senior Citizen's exemption$35,049 (+10.55%) Land $5,743 Building $29,306$105,147 (+10.55%) Land $17,229 Building $87,918
2024$1,246.00$31,704 (+5.79%) Land $5,195 Building $26,509$95,112 (+5.79%) Land $15,585 Building $79,527
2022Homeowner's exemption$29,968 Land $6,981 Building $22,987$89,904 Land $20,943 Building $68,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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