117 Emerald Ridge Dr, Bear, DE 19701 Property Records

New Castle County property record for 117 Emerald Ridge Dr, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,278 sqft · built 1994
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Jul 2000)
Tax Bill$3,409 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-002.30-056

Property Details

APN / Parcel Number

Primary APN12-002.30-056

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,278 sqft Living Area
1st Floor Area1,220 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions265 ft deep x 82 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address117 EMERALD RIDGE DR
CityBEAR
StateDE
Zip19701-2280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC21
Legal SubdivisionEMERALD RIDGE
Legal Lot Number58
JurisdictionNEW CASTLE DE
Township / Civil DivisionRED LION
Census Block Group3
Census Block3004
Census Tract16401

Owner

Source: New Castle County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address117 EMERALD RIDGE DR, BEAR, DE 19701-2280
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed, Transfer · Conventional Mortgage
PIKE CREEK MORTGAGE SERVICES INC
Feb 3, 2020Deed of Trust, Mortgage · VA Mortgage
ACCELERATE MTG LLC
May 20, 2019Deed of Trust, Mortgage · VA Mortgage
MR COOPER
Jan 25, 2018Deed of Trust, Mortgage · VA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2000 · Amount on Record
Deed SaleJul 7, 2000 · Amount on Record
Deed Book / Page2861 / 342
Record UpdatedSep 20, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateNov 1, 2021
Property Address117 EMERALD RIDGE DR, BEAR, DE 19701-2280
Document Number0000125862
Map ReferenceMF 11910
Instrument DateOct 26, 2021
Instrument20211101-0125862
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address117 EMERALD RIDGE DR, BEAR, DE 19701-2280

Mortgage

Document Number0000125866
DateNov 1, 2021
Instrument20211101-0125866
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address117 EMERALD RIDGE DR, BEAR, DE 19701-2280
Document Number0000012499
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address117 EMERALD RIDGE DR BEAR DE 197012280, BEAR, DE 19701-2280

Mortgage

Document Number0000012499
DateFeb 12, 2020
Instrument12499
Lender
NameACCELERATE MTG LLC
AddressNEWARK, DE 19713
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 11, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address117 EMERALD RIDGE DR, BEAR, DE 19701-2280
Document Number0000041606
Instrument DateMay 20, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address117 EMERALD RIDGE DR BEAR DE 197012280, BEAR, DE 19701-2280

Mortgage

Document Number0000041606
DateJun 4, 2019
Instrument41606
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2049

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address117 EMERALD RIDGE DR, BEAR, DE 19701-2280
Document Number0000006406
Instrument DateJan 25, 2018
Transaction TypeMortgage
Record UpdatedFeb 13, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 EMERALD RIDGE DR BEAR DE 197012280, BEAR, DE 19701-2280

Mortgage

Document Number0000006406
DateFeb 7, 2018
Instrument6406
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 6, 2048

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,409.00 (+2.56%)$499,300 (+377.34%) Land $104,300 Building $395,000
2024$513,000
2023$3,324.00$104,600 Land $14,200 Building $90,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 78% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER DELAWARE, INC
private · serves 100,495 people · EPA ID DE0000564
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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