117 Emerald Ln, Largo, FL 33771 Property Records

Pinellas County property record for 117 Emerald Ln, Largo, FL 33771

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,128 sqft · built 1955
Lot Size0.163 acres (7,126 sqft)
OwnerIndividual Name on Record
Last Sale$114,900 (Feb 2014)
Tax Bill$763 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APNC62-000-748-5590-9

Property Details

APN / Parcel Number

Primary APNC62-000-748-5590-9
Alternative APNs
  • 36-29-15-94104-003-0090
  • 152936941040030090
  • R395416

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Heated Area
1st Floor Area1,128 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialRolled Roofing
Lot Area7,126 sqft (0.163 acres)
Lot Dimensions110 ft deep x 65 ft wide
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR395416
Old Parcel Number152936941040030090
Street Address117 EMERALD LN
CityLARGO
StateFL
Zip33771-2624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE GREEN SUB BLK 3, LOT 9 & N 5FT OF LOT 10
Legal Range15
Legal Township29
Legal Section36
Legal SubdivisionVILLAGE GREEN SUB
Legal Block3
Legal Lot Number9
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1027
Census Tract25416

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 EMERALD LN, LARGO, FL 33771-2624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 3, 2018Loan Modification, Mortgage · Conventional Mortgage
SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2014 · Amount on Record
Deed SaleFeb 13, 2014 · Amount on Record
Prior SaleNov 9, 2010 · Amount on Record
Deed Document Number2014040960
Deed Book / Page18308 / 750
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address117 EMERALD LN, LARGO, FL 33771-2624
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 EMERALD LN, LARGO, FL 33771-2624

Mortgage

Document Number0221142623
DateJun 27, 2022
Book Page22114/2623
Instrument2022198848
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJul 18, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address117 EMERALD LN, LARGO, FL 33771-2624
Document Number0200932223
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 EMERALD LN LARGO FL 337712624, LARGO, FL 33771-2624

Mortgage

Document Number0200932223
DateJun 18, 2018
Book Page020093/002223
Instrument192758
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$763.00 (+10.9%) Homeowner's exemption$80,208 (+5.99%)$180,749 (+2.01%) Land $108,238 Building $72,511
2023$688.00 (+1.62%) Homeowner's exemption$75,678 (+3%)$177,188 (+13.02%) Land $124,531 Building $52,657
2022$677.00 Homeowner's exemption$73,474$156,774 Land $115,861 Building $40,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

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