Cherokee County property record for 117 Edgewater Dr, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 975 sqft · built 2001 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,900 (Aug 2003) |
| Tax Bill | $95 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032446-23-3 |
| Primary APN | 032446-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 975 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Street Address | 117 EDGEWATER DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 117 EDGEWATER DR GENE E PHILLIPS 8E 294 ENCLOSED CARPORT TO MAKE GARAGE FOR 2001 |
| Legal Subdivision | TANGLEWOOD SUBDIVISION |
| Legal Tract | T |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970501 |
117 Edgewater Dr is owned and occupied by an individual who bought it in August 2003.
Source: Cherokee County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 EDGEWATER DR, GAFFNEY, SC 29340-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING |
| Sep 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2003 · Amount on File |
| Deed Sale | Aug 19, 2003 · Amount on File |
| Deed Book / Page | 157 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Sep 9, 2026 |
| Property Address | 117 EDGEWATER DR, GAFFNEY, SC 29340-4911 |
| Document Number | 0000005137 |
| Book / Page | 203 / 1245 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20265137 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 117 EDGEWATER DR, GAFFNEY, SC 29340-4911 |
| Document Number | 0000005137, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 203/1245 |
| Instrument | 20265137 |
| Name | PLANET HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 117 EDGEWATER DR, GAFFNEY, SC 29340-4911 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 117 EDGEWATER DR, GAFFNEY, SC 29340-4911 |
| Document Number | 0001890691 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 189/691 |
| Instrument | 2025-4919 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Oct 1, 2056 |
The 2025 property tax bill for 117 Edgewater Dr was $95 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95.00 Homeowner's exemption | $2,720 Land $320 Building $2,400 | $72,200 Land $8,000 Building $64,200 |
| 2023 | $305.00 | $2,720 Land $320 Building $2,400 | $72,200 Land $8,000 Building $64,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 117 Edgewater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Edgewater Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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