117 E Union St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 117 E Union St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,412 sqft · built 1996
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Trust Names on Record
Last Sale	$467,000 (Aug 2007)
Tax Bill	$10,378 (2025)
Deeds & Mortgages	Mar 2026 Transfer May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/015.0-0086-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/015.0-0086-0000.0`
Alternative APN	`ASHL M:015.0 B:0086 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,252 sqft
Unfinished Basement	932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	117 E UNION ST
City	ASHLAND
State	MA
Zip	01721-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	86
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1008
Census Tract	385204

Owner

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	117 E UNION ST, ASHLAND, MA 01721-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Quit Claim Deed, Transfer Quitclaim
May 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Dec 29, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2007 · Amount on Record
Deed Sale	Aug 15, 2007 · Amount on Record
Prior Sale	Feb 24, 2006 · Amount on Record
Deed Book / Page	49945 / 186
Last Transfer Date	Dec 20, 2021
Transfer Doc	0079446-56
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Mar 3, 2026
Property Address	117 E UNION ST, ASHLAND, MA 01721-1731
Document Number	085293-540
Book / Page	85293 / 540
Instrument Date	Mar 2, 2026
Instrument	23024
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E UNION ST, ASHLAND, MA 01721-1731

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	117 E UNION ST, ASHLAND, MA 01721-1731
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080199-88
Date	May 31, 2022
Book Page	80199/88
Instrument	80743

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Dec 29, 2021
Property Address	117 E UNION ST, ASHLAND, MA 01721-1731
Document Number	0079446-56
Book / Page	79446 / 56
Instrument Date	Dec 20, 2021
Instrument	279703
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0079446-60
Date	Dec 29, 2021
Book Page	79446/60
Instrument	279704

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,378.00 (+4.91%)	$812,700 (+8.78%) Land $242,400 Building $570,300	$806,930 (+1.68%)
2024	$9,892.00 (+11.32%)	$747,100 (+15.78%) Land $242,400 Building $504,700	$793,630
2023	$8,886.00	$645,300 Land $231,000 Building $414,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband.

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