117 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 117 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Year BuiltBuilt 1880
Square Footage21,205 sqft Total Area
Lot Size10,890 sqft (0.25 acres)
Last Sale$1,736,157 (2023)
Tax Bill$18,452.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-069332
Alternative APNs
  • 7069332
  • 069332

Interior

Building Area21,205 sqft Total Area
1st Floor21,205 sqft 1st Floor
Stories5 Stories
ElevatorElevator

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Fire Resistance ClassBuildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Roof ConstructionGable Roof Construction
Roof MaterialSlate Roof
Lot Area10,890 sqft (0.25 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected

Location & Zoning

Account Number069332
Street Address117 E MAIN ST
CityWESTMINSTER
StateMD
Zip21157-5012
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal DescriptionLT - 10890 SF 117 EAST MAIN ST ART OF MERGER RECRD 9/07
Legal SubdivisionWESTMINSTER
JurisdictionCARROLL MD
Minor Civil Division7, WESTMINSTER
Census Blockgroup1
Census Block1014
Census Tract507602

Owner

Source: Carroll County records · APN 07-069332

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address13224 LONGNECKER RD, REISTERSTOWN, MD 21136-4846
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage
FARMERS & MERCHANTS BANK
Dec 01, 2023Deed, Transfer · Commercial Mortgage
THE 117 EAST MAIN WESTMINSTER LAND
Nov 06, 2020Deed, Transfer · Line of Credit
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2023 · Amount on Record
Deed SaleDec 01, 2023 · Amount on Record
Prior SaleNov 06, 2020 · Amount on Record
Deed Book / Page11156 / 458
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address117 E MAIN ST, WESTMINSTER, MD 21157-5012
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyCARDINAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13224 LONGNECKER RD, GLYNDON, MD 21136-4846

Mortgage

Document Number0115750179
DateSep 25, 2025
Book Page11575/179
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressPITTSBURGH, PA 15226
Agreement
AmountAmount Recorded

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateDec 01, 2023
Property Address117 E MAIN ST, WESTMINSTER, MD 21157-5012
Document Number0111560458
Book / Page11156 / 458
Instrument DateNov 30, 2023
Transaction TypeTransfer
Record UpdatedDec 15, 2023
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,680.79
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13224 LONGNECKER RD, GLYNDON, MD 21136-4846

Mortgage

Document Number0111560464
DateDec 01, 2023
Instrument11156-0464
Lender
NameTHE 117 EAST MAIN WESTMINSTER LAND
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateNov 06, 2020
Property Address117 E MAIN ST, WESTMINSTER, MD 21157-5012
Document Number0099380459
Book / Page9938 / 459
Instrument DateSep 23, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12112 HOOPER LN, GLEN ARM, MD 21057-9401

Mortgage

Document Number0099380464
DateNov 06, 2020
Book Page9938/464
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressOAKLAND, MD 21550
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,260,400 (+62.72%) Land $185,100 Building $1,075,300$1,260,400 (+62.72%) Land $185,100 Building $1,075,300
2025$18,452.00 (+40.96%)
2023$13,090.00$774,600 Land $127,100 Building $647,500$774,600 Land $127,100 Building $647,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E Main St

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