117 E Main St, Norwich, NY 13815 Property Records

Chenango County and Norwich City property record for 117 E Main St, Norwich, NY 13815

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,958 sqft · built 1927
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Dec 2008)
Tax Bill	$4,557 (2026)
Deeds & Mortgages	Sep 2025 Refinance Sep 2025 Refinance
Flood Zone	Zone AE (high risk)
APN	`081100 136.5-2-15`

Property Details

APN / Parcel Number

Primary APN	`081100 136.5-2-15`
Alternative APNs	`110013650000020150000000` `0281095`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,958 sqft Living Area
1st Floor Area	1,031 sqft
2nd Floor Area	927 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	320 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0281095
Street Address	117 E MAIN ST
City	NORWICH
State	NY
Zip	13815-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	CHENANGO NY
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2007
Census Tract	970400

Owner

Source: Chenango County and Norwich City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 E MAIN ST, NORWICH, NY 13815-1519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Sep 10, 2025	Deed, Transfer · Stand-Alone Refinance NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2008 · Amount on Record
Deed Sale	Dec 17, 2008 · Amount on Record
Prior Sale	Aug 8, 2002 · Amount on Record
Deed Book / Page	2008 / 2567
Last Transfer Date	Aug 8, 2025
Transfer Doc	0000001295
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	117 E MAIN ST, NORWICH, NY 13815-1519
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500001336
Date	Sep 10, 2025
Instrument	2025-00001336

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHENANGO NY
Recording Date	Sep 10, 2025
Property Address	117 E MAIN ST, NORWICH, NY 13815-1519
Document Number	202500001295
Instrument Date	Aug 8, 2025
Instrument	2025-00001295
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E MAIN ST, NORWICH, NY 13815-1519

Mortgage

Document Number	202500001336
Date	Sep 10, 2025
Instrument	2025-00001336

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Chenango County and Norwich City assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
Municipality	Norwich City
Unified School District	Norwich City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,557.00 (+0.57%) Homeowner's exemption Senior Citizen's exemption
2025	$4,531.00 (+2.14%)	$70,000 (-) Land $6,800 Building $63,200	$152,174 (+3.7%) Land $14,783 Building $137,391
2024	$4,436.00 Homeowner's exemption Senior Citizen's exemption	$70,000 (-1.96%) Land $6,800 Building $63,200	$146,751 (+4.82%) Land $14,256 Building $132,495
2023		$71,400 Land $6,800 Building $64,600	$140,000 Land $13,333 Building $126,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	31 (1979–2011)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH CITY serves 8,000 people · EPA ID NY0801745
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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