117 E Kerns St, Salisbury, NC 28146 Property Records

Rowan County property record for 117 E Kerns St, Salisbury, NC 28146 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,955 sqft · built 1987
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Oct 2019)
Tax Bill$3,126 (2025)
Deeds & MortgagesJan 2023 Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN609 070

Property Details

APN / Parcel Number

Primary APN609 070
Alternative APN
  • 6244475

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,955 sqft Living Area
1st Floor Area1,278 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Lot Area22,651 sqft (0.52 acres)
Garage Area506 sqft
PorchPorch
Porch Area660 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address117 E KERNS ST
CitySALISBURY
StateNC
Zip28146-7311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL28 KERNS ESTATE
Legal SubdivisionKERNS ESTATE SUBDIVISION
JurisdictionROWAN NC
Township / Civil DivisionPROVIDENCE
Census Block Group1
Census Block1032
Census Tract51002

Owner

Source: Rowan County records · APN 609 070

Assessment roll updated August 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address117 E KERNS ST, SALISBURY, NC 28146-7311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2023Intrafamily Transfer, Transfer · Commercial Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Oct 18, 2019Warranty Deed, Transfer · Conventional with PMI
SUPREME LNDG
Dec 13, 2017Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2019 · Amount on Record
Deed SaleOct 18, 2019 · Amount on Record
Prior SaleDec 19, 2003 · Amount on Record
Deed Book / Page1336 / 542
Last Transfer DateJan 03, 2023
Transfer Doc0014160344
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN NC
Recording DateJan 06, 2023
Property Address117 E KERNS ST, SALISBURY, NC 28146-7311
Document Number0014160344
Book / Page1416 / 344
Map ReferenceMB 9995 PG 1911
Instrument DateJan 03, 2022
Transaction TypeTransfer
Record UpdatedJan 20, 2023
Title CompanyCLEAREDGE TITLE, CLEAREDGE TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address117 E KERNS ST, SALISBURY, NC 28146-7311

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E KERNS ST, SALISBURY, NC 28146-7311

Mortgage

Document Number0001416345
DateJan 06, 2023
Instrument1416/345
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateOct 18, 2019
Property Address117 E KERNS ST, SALISBURY, NC 28146-7311
Document Number0013360542
Book / Page001336 / 000542
Instrument DateOct 17, 2019
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E KERNS ST SALISBURY NC 281467311, SALISBURY, NC 28146-7311

Mortgage

Document Number13360543
DateOct 18, 2019
Book Page001336/000543
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address117 E KERNS ST, SALISBURY, NC 28146-7311
Document Number0013010280
Book / Page001301 / 000280
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E KERNS ST SALISBURY NC 281467311, SALISBURY, NC 28146-7311

Mortgage

Document Number0013010280
DateDec 13, 2017
Book Page001301/000280
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressSALISBURY, NC 28144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalityGranite Quarry Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,126.00$306,489 (-) Land $33,500 Building $272,989
2023$3,126.00$306,489 Land $33,500 Building $272,989$306,489 Land $33,500 Building $272,989

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590510021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2003–2010)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2010, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 111 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, Uniti Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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