117 E Chicago St, Coldwater, MI 49036 Property Records

Branch County property record for 117 E Chicago St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,444 sqft · built 1867
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (May 2020)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-697-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-697-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,444 sqft Building Perimeter
1st Floor Area	1,113 sqft
Basement Area	385 sqft
Unfinished Basement	385 sqft

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Lot Area	5,227 sqft (0.12 acres)
Garage Area	231 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	117 E CHICAGO ST
City	COLDWATER
State	MI
Zip	49036-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON N LI OF CHICAGO ST 56 FT E OF SW COR OF LOT 8 WELLINGS ADD TH NLY PAR WI W LI OF LOT 8 SD ADD 104 FT TH ELY PAR WI
Legal Subdivision	WELLINGS ADD
Legal Lot Number	8
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2007
Census Tract	951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Chicago Street Historic District listed 1975 · 58 contributing resources · NRIS 75000937

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2490 HORACE ST, WEST BLOOMFIELD, MI 48324-3639
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Nov 28, 2005 · Amount on Record
Deed Document Number	20203023
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 8, 2020
Property Address	117 E CHICAGO ST, COLDWATER, MI 49036-1766
Document Number	202003023
Instrument Date	May 6, 2020
Instrument	2020-03023
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 S ANGOLA RD, 189, COLDWATER, MI 49036-9502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 SAUK BLVD # I-27, I-27, COLDWATER, MI 49036-8896

Mortgage

Document Number	202003024
Date	May 8, 2020
Instrument	2020-03024

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,450 (+10.66%)	$132,900 (+10.66%)
2025	$2,488.00 (+3.49%)	$60,050	$120,100
2024	$2,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20