117 E Bacon St, Waterville, NY 13480 Property Records

Oneida County and Marshall Town property record for 117 E Bacon St, Waterville, NY 13480 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,632 sqft · built 1850
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Mar 2026)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`304601 392.007-1-29`

Property Details

APN / Parcel Number

Primary APN	`304601 392.007-1-29`
Alternative APNs	`460139200700010290000000` `005230`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	816 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	147 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	005230
Street Address	117 E BACON ST
City	WATERVILLE
State	NY
Zip	13480-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	ONEIDA NY
Township / Civil Division	MARSHALL
Census Block Group	1
Census Block	1086
Census Tract	25601

Owner

Source: Oneida County and Marshall Town records · APN 304601 392.007-1-29

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6460 MILLES DR, ROME, NY 13440-7332
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer AMERICU CU
Aug 16, 2019	Deed of Trust, Mortgage NBT BK
Aug 19, 2019	Deed, Transfer
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACCESS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	20263677
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Mar 12, 2026
Property Address	117 E BACON ST, WATERVILLE, NY 13480-1207
Document Number	0000003677
Instrument Date	Mar 06, 2026
Instrument	2026-003677
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6460 MILLES DR, ROME, NY 13440-7332

Mortgage

Document Number	0000003678
Date	Mar 12, 2026
Instrument	2026-003678

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	117 E BACON ST, WATERVILLE, NY 13480-1207
Document Number	0000010819
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SWAN HILL RD WHITNEY POINT NY 138622717, WHITNEY POINT, NY 13862-2717

Mortgage

Document Number	0000010819
Date	Aug 19, 2019
Instrument	10819

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Aug 19, 2019
Property Address	117 E BACON ST, WATERVILLE, NY 13480-1207
Document Number	0000010818
Instrument Date	Aug 15, 2019
Instrument	2019-010818
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3535 SOUTH ST, MADISON, NY 13402-9721

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	117 E BACON ST, WATERVILLE, NY 13480-1207
Document Number	0000002493
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E BACON ST WATERVILLE NY 134801207, WATERVILLE, NY 13480-1207

Mortgage

Document Number	0000002493
Date	Feb 27, 2019
Instrument	2493

Lender

Name	ACCESS FCU
Address	CLINTON, NY 13323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oneida County and Marshall Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Marshall Town
Municipality	Waterville Village
Unified School District	Waterville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00 (+262.82%)	$53,300 (-) Land $3,800 Building $49,500	$166,563 (+18.75%) Land $11,875 Building $154,688
2024		$53,300 (-) Land $3,800 Building $49,500	$140,263 (+10.53%) Land $10,000 Building $130,263
2023		$53,300 (-) Land $3,800 Building $49,500	$126,905 (+19.05%) Land $9,048 Building $117,857
2022	$858.00	$53,300 Land $3,800 Building $49,500	$106,600 Land $7,600 Building $99,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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