117 E 2nd St, Tipton, IA 52772 Property Records

Cedar County property record for 117 E 2nd St, Tipton, IA 52772 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,286 sqft · built 1899
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Jun 2021)
Tax Bill	$2,434 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048011061580060`

Property Details

APN / Parcel Number

Primary APN	`048011061580060`
Alternative APN	`48504801106158006000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,286 sqft Living Area
Basement Area	588 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1899
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,453 sqft (0.217 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	48504801106158006000
Street Address	117 E 2ND ST
City	TIPTON
State	IA
Zip	52772-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIPTON W 63' LOTS 4-6 BLK 39
Legal Subdivision	TIPTON
Legal Block	39
Legal Lot Number	4-6 5
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3050
Census Tract	450300

Owner

Source: Cedar County records · APN 048011061580060

Assessment roll updated May 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	117 E 2ND ST, TIPTON, IA 52772-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
May 12, 2020	Deed of Trust, Mortgage · FHA Mortgage IOWA BANKERS MORTGAGE CORP
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ASCENTRA CU
Oct 16, 2017	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	May 12, 2020 · Amount on Record
Deed Document Number	2021 2506
Deed Book / Page	1596 / 341
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	117 E 2ND ST, TIPTON, IA 52772-1701
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001713/312
Date	Nov 17, 2023
Book Page	1713/312
Instrument	2023 2926

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 29, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	117 E 2ND ST, TIPTON, IA 52772-1701
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001520/277
Date	May 12, 2020
Book Page	1520/277
Instrument	2020 1392

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jun 29, 2021
Property Address	117 E 2ND ST, TIPTON, IA 52772-1701
Document Number	001596/341
Book / Page	1596 / 341
Instrument Date	Jun 27, 2021
Instrument	2021 2506
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$203.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	117 E 2ND ST, TIPTON, IA 52772-1701

Mortgage

Document Number	001596/344
Date	Jun 29, 2021
Book Page	1596/344
Instrument	2021 2507

Lender

Name	ASCENTRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Oct 16, 2017
Property Address	117 E 2ND ST, TIPTON, IA 52772-1701
Document Number	001386/293
Book / Page	1386 / 293
Instrument Date	Oct 06, 2017
Instrument	2017 3345
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E 2ND ST, TIPTON, IA 52772-1701

Mortgage

Document Number	001386/296
Date	Oct 16, 2017
Book Page	1386/296
Instrument	2017 3346

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Cedar County records · Assessment roll updated May 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,960 (+13%) Land $17,670 Building $141,290	$158,960 (+13%) Land $17,670 Building $141,290
2024	$2,434.00 (+17.81%)
2023		$140,670 (+27.4%) Land $17,670 Building $123,000	$140,670 (+27.4%) Land $17,670 Building $123,000
2022	$2,066.00 Homeowner's exemption	$110,420 Land $14,460 Building $95,960
2021			$110,420 Land $14,460 Building $95,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

117 E 2nd St, Tipton, IA 52772 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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