117 E 28th St, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 117 E 28th St, Ship Bottom, NJ 08008 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,136 sqft · built 1922
Lot Size	0.082 acres (3,550 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Oct 2007)
Tax Bill	$8,997 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone AO (high risk)
APN	`29-00020-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`29-00020-0000-00021`
Alternative APN	`290002000021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,136 sqft Living Area
1st Floor Area	2,136 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Duplex Single
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,550 sqft (0.082 acres)
Lot Dimensions	71 ft deep x 50 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	117 E 28TH ST
City	SHIP BOTTOM
State	NJ
Zip	08008-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X71
Legal Subdivision	SHIP BOTTOM REV PLAN SEC 01
Legal Block	20
Legal Lot Number	21
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	3
Census Block	3044
Census Tract	739000

Owner

Source: Ocean County and Ship Bottom Borough records · APN 29-00020-0000-00021

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	117 E 28TH ST, SHIP BOTTOM, NJ 08008-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2007 · Amount on Record
Deed Sale	Oct 30, 2007 · Amount on Record
Deed Document Number	2007142418
Deed Book / Page	13823 / 1139
Last Transfer Date	Sep 28, 2010
Transfer Doc	0147060224
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	117 E 28TH ST, SHIP BOTTOM, NJ 08008-2503
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179851299
Date	Jul 28, 2020
Book Page	17985/1299
Instrument	2020079899

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Ocean County and Ship Bottom Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,000 (-) Land $469,800 Building $255,200	$725,000 (-) Land $469,800 Building $255,200
2025	$8,997.00 (+2.99%)	$725,000 (-) Land $469,800 Building $255,200	$725,000 (-) Land $469,800 Building $255,200
2024	$8,736.00 (+13.79%)
2023		$725,000 Land $469,800 Building $255,200	$725,000 Land $469,800 Building $255,200
2022	$7,677.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297390003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 714 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	837 units insured 123 under condo master policies
Nearby Flood Claims	581 (1978–2022)
Claims Outside the SFHA	6 of 581
Most Recent Claim	Aug 2022, rainfall accumulation
Claims By Storm	Hurricane Sandy, Nov 2012 · 442 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 62 claims Coastal Storms & Flooding, Mar 1984 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 374 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.