117 Crossing Dr, Lakeland, FL 33809 Property Records

Polk County property record for 117 Crossing Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 2018
Lot Size	0.149 acres (6,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2020)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161367-000270`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161367-000270`
Alternative APNs	`192724161367000270` `92724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,495 sqft (0.149 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	120 sqft

Location & Zoning

Street Address	117 CROSSING DR
City	LAKELAND
State	FL
Zip	33809-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE GIBSON CROSSING PB 165 PGS 40-41 LOT 27
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	LAKE GIBSON CROSSING
Legal Block	2
Legal Lot Number	27
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2000
Census Tract	12208

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 CROSSING DR, LAKELAND, FL 33809-4119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	2020181669
Deed Book / Page	11360 / 755
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Sep 2, 2020
Property Address	117 CROSSING DR, LAKELAND, FL 33809-4119
Document Number	0113600755
Book / Page	011360 / 000755
Instrument Date	Jul 31, 2020
Instrument	181669
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	SWAN CITY TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$11.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 CROSSING DR LAKELAND FL 338094119, LAKELAND, FL 33809-4119

Mortgage

Document Number	113600757
Date	Sep 2, 2020
Book Page	011360/000757
Instrument	181670

Lender

Name	CONTOUR MTG
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,854 (+2.7%)	$243,207 (-4.48%) Land $52,000 Building $191,207
2025	$2,071.00 (-17.78%) Homeowner's exemption	$200,442 (+5.99%)	$254,611 (-4.44%) Land $52,000 Building $202,611
2023	$2,519.00 (+3.15%) Homeowner's exemption	$189,119 (+3%)	$266,451 (+23.24%) Land $50,000 Building $216,451
2022	$2,442.00 Homeowner's exemption	$183,611	$216,203 Land $42,000 Building $174,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20