Bergen County and Demarest Borough property record for 117 Cross St, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,146 sqft · built 1964 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,575,000 (Jul 2022) |
| Tax Bill | $24,810 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00017-03-00002 |
| Primary APN | 09-00017-03-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,146 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 11,761 sqft (0.27 acres) |
| Old Parcel Number | 0900017C00002 |
|---|---|
| Street Address | 117 CROSS ST |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.270AC |
| Legal Subdivision | WAKELEE ESTATES |
| Legal Block | 17.03 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 117 CROSS ST, DEMAREST, NJ 07627-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| May 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK |
| Oct 11, 2017 | Deed, Transfer CONNECTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on Record |
| Deed Sale | Jul 7, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2017 · Amount on Record |
| Deed Document Number | 202268362 |
| Deed Book / Page | 4735 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 7, 2022 |
| Property Address | 117 CROSS ST, DEMAREST, NJ 07627-2105 |
| Document Number | 0047350302 |
| Book / Page | 4735 / 302 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022068362 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,282.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 WIGHT PL, 8, TENAFLY, NJ 07670-1615 |
| Name | Verified Name |
|---|---|
| Address | 117 CROSS ST, DEMAREST, NJ 07627-2105 |
| Document Number | 2022068363 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022068363 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 117 CROSS ST, DEMAREST, NJ 07627-2105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032321782 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 3232/1782 |
| Instrument | 19-027111 |
| Name | COLUMBIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 11, 2017 |
| Property Address | 117 CROSS ST, DEMAREST, NJ 07627-2105 |
| Document Number | 0027471632 |
| Book / Page | 02747 / 1632 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 17-075951 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 CROSS ST, 117, DEMAREST, NJ 07627-2105 |
| Name | Verified Name |
|---|---|
| Address | 117 CROSS ST, DEMAREST, NJ 07627-2105 |
| Document Number | 0027471639 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 02747/1639 |
| Instrument | 17-075951.01 |
| Name | CONNECTONE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD CLIFFS, NJ 07632 |
| Amount | Amount Recorded |
|---|
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,374,500 (-) Land $608,000 Building $766,500 | $1,374,500 (-) Land $608,000 Building $766,500 | |
| 2025 | $24,810.00 (+10.18%) | $1,374,500 (+86.6%) Land $608,000 Building $766,500 | $1,374,500 (+86.6%) Land $608,000 Building $766,500 |
| 2024 | $22,517.00 (+7.68%) | ||
| 2023 | $736,600 Land $319,000 Building $417,600 | $736,600 Land $319,000 Building $417,600 | |
| 2022 | $20,912.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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